My power comes in from the street to a pole in my backyard, which isn't my backyard. (My fence is 3 feet over the line,) There are 3 trees before the backyard that are dead, on neighbors property. One is leaning towards my powerline and house. We have quit parking the Wife's car in that area. I called neighbor and they said they can't afford to have the trees removed. I told them I could drop them into their front yard, and they said they can't afford to have them removed if I did that, so don't. My tractor would destroy their manicured lawn if I drove on it so I am not able to use it to pick up the trees if I drop them, so I am not doing that! I called the power company and they won't touch it. They would come take down the line for me to cut it, then come back and put the line back up, which is more work than just using a boom truck to drop the top of the one tree on the ground (I will clean it up!!). The cable company won't even come drop their line, so that makes it an issue. However, the cable has been stretched by other tree limbs and just pulled itself off the pole, so right now might be a good time to take it down, except for a couple minor details, like why am I spending money to fix someone else's problem? I can just wait for the tree to hit my house and hope it isn't during a hurricane when all the power people are too busy to come fix it quickly. What my neighbor isn't seeing, is when my line drops, it will take out the breaker at the street pole, which is also going to cut their power, even though their's is underground from the street to their house. Guess I better get the generator running, lol!
I agree with most everyone else, now that you have informed the insurance company, you need to get that tree down as soon as possible. They aren't going to sit around and wait for it to become a $100,000.00 claim, they will send you notice of cancellation giving you just a few weeks to find a tree surgeon to have it removed. I ran into that with a roof, right after a hurricane. They did a bi-annual drive by and the inspector didn't like the looks of my roof. My agent had put "new roof" on the application, which was supposed to be a new roof on the garage apartment and unknown age on the house. They cancelled me unless I could get a new roof on it 45 days. I got a company to set a date for install a week after that, called the company and told them, and they said call them when the roof was replaced. I did, and they refused to insure me. Trust me, you do not want to have to look for insurance once you have been cancelled, it is a pain! If you get the notice of cancellation, immediately find another company because once you the cancellation goes into affect, it is hard to get a new company.
David from jax
