I started out kinda like you. I needed an intercom between the house and my detached shop so the Mrs & I could communicate without having to yell at one another at the top of our lungs

And after trying a few cheap intercoms I ended up putting a key telephone system in and got a few more benefits besides intercom.
The Key system I went with was a Lucent Partner ACS telephone system. I got everything on ebay in pieces which kept it somewhat cheap.
I have about $900 in it but have the following features.
A 3x8 Control module w/CID
A 4port Partner Mail module w/live record and cell phone notification.
An additional 2x6 module for expansion.
I hooked up Back ground music and it can be played over the phones speakers when they are idle, sorta like those old Nutone intercoms.
Callers hear music on hold.
All the phones have intercom buttons on them for the other phones and they also lite up when the other phones are in use.
At one time I had 3 telephone lines (Main line, daughters line and business/dialup internet line) and I had certain lines ringing certain phones and they all had their own voicemail.
This particular system uses 2 pair (4 wires) but there are a few other systems that are primarily made for home/soho use that only use 1 pair (2 wires). Panasonic is one that comes to mind.
Another good benefit of the ACS system is that std single line phones will work on it also. (this is good for those good cordless phones)
It's been running trouble free for about 7 yrs now and we're pretty used to it.
Don't know if you'd want to go overboard like this but what the heck, it was one of those winter projects that went wild