John Deere rep going to take tractor

[JohnDeereJoey]

^^^^
...My dealer absorbs those 'additional' 0% financing fees so the customer doesn't pay anymore for the longer term. I was able to get 0% for 84 months and a $1,750 discount off MSRP on my recent purchase.

...

Mike

You're making me feel my dealer doesn't love me as much as your dealer loves you. If you also got a free hat I don't want to hear about!

 

[Jchonline]

I would tell them ALL - put their tractor & deal WHERE THE SUN DON'T SHINE. You DO NOT want anything from people that deal like this. Can you imagine trying to get after sales service from these folks?

I don't really give a poop what brand it was - look for a different tractor and dealership.

Totally agree. Find another Brand, get the regional rep’s name and report it to corporate Deere. Tell them he is the reason they lost a sale and you are going with another Brand. What a piece of work.

 

[ning]

You're making me feel my dealer doesn't love me as much as your dealer loves you. If you also got a free hat I don't want to hear about!

My hat cost $25k but I got a free tractor!

 

[fried1765]

Totally agree. Find another Brand, get the regional rep’s name and report it to corporate Deere. Tell them he is the reason they lost a sale and you are going with another Brand. What a piece of work.

I might find it difficult to control my middle finger, while even driving by that dealership!

 

[Rdrcr]

You're making me feel my dealer doesn't love me as much as your dealer loves you. If you also got a free hat I don't want to hear about!

Well, I did buy 2 new tractors in 6 months, lol

Mike

 

[JohnDeereJoey]

They're Kubotas! You call them tractors?

I'm going to go hide now.

 

[LS Tractor Owner]

They're Kubotas! You call them tractors?

I'm going to go hide now.

At least they are not plastic ride-on toys.... I will go hide also...

 

[Username Taken]

It's called Co-Op.

Low rate financing ain't free. Money costs money. Most of the time, the factories make the Dealers kick in for the low or zero financing. No, that's not accurate -- ALL the time.

It's like buying down a loan. You can get a lower interest rate on a loan by paying points up front. Very common.


Every vehicle I've ever bought has been that way. Got 0% on the War Department's, er, er, the Dear Wife's car but I got $2k less in incentives from Ford. Pencil said it was cool.

Sausage making, ain't it fun??

 

[JohnDeereJoey]

It's called Co-Op.

Low rate financing ain't free. Money costs money. Most of the time, the factories make the Dealers kick in for the low or zero financing. No, that's not accurate -- ALL the time.

It's like buying down a loan. You can get a lower interest rate on a loan by paying points up front. Very common.


Every vehicle I've ever bought has been that way. Got 0% on the War Department's, er, er, the Dear Wife's car but I got $2k less in incentives from Ford. Pencil said it was cool.

Sausage making, ain't it fun??

VERY true. At least now, after government intervention years back, it is sometimes more transparent. ("Sometimes" and "more", but not always, or perfectly transparent.)

Usually, the last thing in the world to volunteer early on to the sales folks is you plan to pay cash.(This varies by industry, most definitely automotive and RV). Often times they will cut a better sales price in hopes of a nice big bonus/commission/kickback from the financing. Same thing with extended warrantees, dealer added accessories/services (like paint sealant...). There's a reason once a car salesman closes a deal you don't get the keys until a visit to the friendly finance guy!

 

[Username Taken]

VERY true. At least now, after government intervention years back, it is sometimes more transparent. ("Sometimes" and "more", but not always, or perfectly transparent.)

Usually, the last thing in the world to volunteer early on to the sales folks is you plan to pay cash.(This varies by industry, most definitely automotive and RV). Often times they will cut a better sales price in hopes of a nice big bonus/commission/kickback from the financing. Same thing with extended warrantees, dealer added accessories/services (like paint sealant...). There's a reason once a car salesman closes a deal you don't get the keys until a visit to the friendly finance guy!

I hear ya!

What you're referring to is how the F&I guy will often get a buyer to to agree to a 5% loan and then sell the paper for 4% to another (or the same) lender and keep the point. Between that and 60% commission 'extended warranties' a lot of F&I guys are living fat. I'll get up and walk out on them. I don't play with those buffoons.

Had a guy insist on financing me through a stoopid rate one time, took it and the deal and re-financed it two weeks later. They've closed that loophole now. Gotta keep the loan open for a year. At that time it cost the Dealer a bunch of money. They had to pay the bank all kinds of fees.

These days, the big-boys don't play. If you're going through Ford, Deere, Ally, Kubota or a major player, they don't have time for that nonsense. You're pretty safe. Pretty up-front.

It's usually the Dealers you have to watch. The bigger they are, the more likely to be straight they are. Not always, but more likely.