Well, I am afraid of breaking my shiny new toy

So far 90% of my use has been with the loader and with only 26 hours of loader work on my tractor I don't know better than the manual just yet, but soon I guess I will try things and not get burned and I guess that will become my new SOP.
I think if you guys reread your manuals you'll find they have all sorts of warnings of what not to do as well. But you guys run your tractors how you like and I'll run mine and hopefully none of us break down.
It would be a mistake to think those of us who operate our machinery outside the parameters set forth in the Operator Manual have not read it and in fact go back periodically to reread it.
Operator Manuals for most machinery are written to provide useful information on operation and maintenance, but also to protect the manufacturer from law suits and with an eye towards warranty work.
If I operated my ATV or Rhino per manual, I could barely take it out of the yard. One section warns against going up a grade of more than 15 degrees. I am also not supposed to go across slopes etc. We won't even go into firearms. I carried a gun on my job that according to the manual wasn't supposed to be loaded unless I was on the range and our instructors/trainers had us doing stuff specifically prohibited by the maker.
Years of experience has shown many of us that we can safely and effectively operate beyond what is indicated in the Operator Manual. I am in the process of filling in washouts on very hilly ground and have been since this spring. If I go by the manual, I can't even get to the washouts and if I could, because nothing is level, couldn't do anything if I got there. I am hauling rock and dirt as well as digging crossings and pushing trees, brush etc.
Based on your experience you are operating your tractor as you should. It may surprise you to know that until I become acquainted with a new tractor, I too am pretty conservative; well relatively speaking.
Agreed, we should operate our tractors as we see fit and be willing to accept the consequences whether that be increased repair costs or diminished productivity. We have different needs/expectations and as long as they are met and we are happy then all is well.
As mentioned previously, for me if a tractor won't stand up to how I use it, I'll buy one that will.