I have had our 5740 w/loader and bh92 for a couple of weeks now. I intended to get the same setup with a 4740, but I got the 5740 for the same price since it had been on the lot since last fall. I have a cab and although I wrestled with the price I am sure glad I have it now. I've been cleaning out a dry pond and it's awesome to be in the a/c and have my favorite station playing on while working for hours on end. I ordered two rear remotes, draft control, rear wipers, rear lights, hyd thumb, and third function. One the third function I had them put bobcat style hyd ends on it so that it is compatible with that type of equipment in the future. The thumb was another feature that I had problems swallowing the price of, but it has been awesome removing posts, rocks, tree stumps, and picking up most anything I can grab a hold of. If your dealer sells other brands of equipment you can still get them at zero percent as they will inflate the price of other Kubota items and throw them in for free. Keep in mind that when the BH is on you have to remove your rear arms. I would assume that would include your top and tilt kit. I installed the radio myself to save some money since all the cab models have the wiring, speakers and antenna installed already. My advise would be to go as big as possible with every option that you want to get it at zero percent, then keep the tractor until you croak. I'm glad I have the extra power because you can tell the weight of the bh and full load of muck when coming up out of the pond. We also got a tiller and forks to. I haven't used the tiller yet, but the forks are a huge help and my dad has already borrowed them to unload feed pallets. I love our Kubota! Don't forget to get some free hats!