Richard you were doing so well until this statement;
"I'll agree that if you mow, do some loader work and other chores that you can't beat an hst. But if you need alot of variability and control of speed, conditions, etc. the hst is not the way to go."
If you do a bunch of straight mowing as Cliff mentioned, a geared tractor is great, but for yard mowing or obstacle mowing a HST is not only infinitely variable, instantly reversable, and considerably more safe since even a young one need simply remove their foot from the pedal and it almost instantly stops and brake's. Many of the HST's have cruise control to lock in a speed, if the tractor loads up from a hill, deeper soil etc, a HST may slow down, but won't stall the engine. My gear driven will unless I select another speed or throw on some more logs. I agree with you and Cliff that a HST is not always the only way to go. Cliffs intended use sounds more ideally suited for a gear driven. The Kubota I use at work has a shuttle shift and that feature alone makes the forward to reverse transition so easy, I"m sure its much like the JD power reverser. For the typical user, especially someone new to tractors, the HST is great, in your case, I think you have the right tractor transmission, besides I think its the JD HST thats been having some problems so you've eliminated that concern. Rat...