I appreciate your imput, no one else has really responded to my questions about this. This would be my first tractor, but not my first rodeo if you know what I mean. How would you ballast a 2605 4wd properly ? One of the main reasons I believe the 2605 would be the choice for me is, that look at the TE20, the little grey fergie, or the MF 130-135-165 tractors. They are still around being worked to this very day, and have performed basically every need a small farmer needs, as is what I basically am. The TE20 though a light weight pulled it's own, and performed a lot of tasks, I believe I would put the 2605 to use doing. The Design is very similar between the TE20, and the 2605. I like the 2650 HD 2WD quite a bit, but the lowest price I forsee me getting one for is about $22,000.00, and that would be considered a fair price to me, if I could get one for that price. I wouldn't pay much more than that, but right now that is a bit for me to pay. I also am considering some kind of haul trailer for it, utility or equipment. I also need a good plow, rotary cutter, rotary tiller, manuare spreader, and some other things, and I am looking for a machine to harvest wheat. I found some mini combines, and a real old pull behind Allis Chamber wheat harvester, that would need reconditioning for my future operation of raising wheat. I have been looking at Kuhn plows the roll over type, I don't know exactly how big a Master 102 2 bottom plow will be, and if a 2605 would handle it effectively. I haven't been able to find any good quality plows on par with Kuhn for a 2605 tractor. I am looking for a new plow. If you know of any good new plows, besides like King Kutter, I'd appreciate it. Yes the Red Oaks are pretty heavy, and that is probably the heaviest thing I will need to lug around, from time to time, but my primary use will be tillage work, etc.. I am almost certain I can get by with the 2605 2wd, I have looked at the 4wd model, but I'm just not sure of it would be satisfactory compared to the 2wd model. I have seen the 2wd models go places a 4wd can with this design of tractor. I haven't noticed any real advantage to the 4wd. I would like to be able to operate both under the conditions I plan on using them, to see the difference. I do wish the 2605 had rear differential lock. The 2615 just doesn't look to me as good as the 2605. It doesn't seem as well as balanced as the 2605. That is one of the reasons I was looking at the 2625, it weighs about 1000lbs more than the 2605, has almost twice the hp, and pto ratings,high hydraulic lift capacity, and has differential lock. I know there were some issues with some leaks according to some of the blogs on here, but they may have gotten that stratened out for 2011 model. I do like the 2650hd though, I just believe it may a little high priced,in light of all the other things I am going to need along with the tractor. I am not interested in a $30,000.00 dollar loan, I'll need to finance over so many years. I don't want to go in debt, or you know what I mean. I can afford it, but I don't believe it would be wise.. Bills come from no where it seems some times.. I had planned on getting maybe the tractor, maybe the trailer, a plow, and tiller. Pay that off, then get the other things. Or at least pay most of it off, before I go get the other things. The 0% intrest is very appealing. I would try to pay it off asap. Do you know how much insurance is for good coverage for a tractor, etc..? thanks again