Looking to buy new sub compact tractor any ideas on what brand?

   / Looking to buy new sub compact tractor any ideas on what brand? #51  
I just looked up a GC2410 TLB, R4 tires, 3 pt hitch hardware, street pads, 12" bucket, $19,826 plus a 2305 60" mower deck, $2,091, for a total of $21,917 on MF's "Build My Massey Ferguson" site. So $20K is not a great deal, 15% off would be $18,630. Is 15% off realistic in PA? I usually read complaints that prices are higher in the NE.
 
   / Looking to buy new sub compact tractor any ideas on what brand?
  • Thread Starter
#52  
I'm new to this so I'm not sure if 15% is good around here or not, but like I said they are charging me 10% for using there 0% financing.
 
   / Looking to buy new sub compact tractor any ideas on what brand? #53  
I'm new to this so I'm not sure if 15% is good around here or not, but like I said they are charging me 10% for using there 0% financing.

10% does not sound right for 0%. There's really no difference in them giving you 15% off at 10% interest and 5% off at 0% interest. I think you would best be served going to Wallace the way this is sounding...
 
   / Looking to buy new sub compact tractor any ideas on what brand?
  • Thread Starter
#54  
It is weird, but I have my own heating and cooling company and we can offer 0% to our customers but the banks charge us 7% it makes no sense but you show 0% in an ad and people call
 
   / Looking to buy new sub compact tractor any ideas on what brand? #55  
I would buy new holland , compare the spec's and make your own choice, I own 2 of them and there's a reason why.
 
   / Looking to buy new sub compact tractor any ideas on what brand?
  • Thread Starter
#56  
When I contacted the new dealer they said they don't make that size tractor anymore.
 
   / Looking to buy new sub compact tractor any ideas on what brand? #57  
0% is only marketing hype, the only way to compare financed pricing, is to compare the monthly payment x number of months you want to pay for it in. That is a fact.
 
   / Looking to buy new sub compact tractor any ideas on what brand?
  • Thread Starter
#58  
I'm sorry new holland dealer
 
   / Looking to buy new sub compact tractor any ideas on what brand?
  • Thread Starter
#59  
Your right that's about the only way
 
   / Looking to buy new sub compact tractor any ideas on what brand? #60  
It is weird, but I have my own heating and cooling company and we can offer 0% to our customers but the banks charge us 7% it makes no sense but you show 0% in an ad and people call

I know what your saying, but even then, that is on the heavy side. JD has it's own finance company, so they don't have to go with the banks rates. They just get paid over a longer amount of time. A lot of times you will see a "cash incentive" program, but not a lot of the dealer saying that you have to pay 10% more for financing. If you really did, you could get your own private loan for less than 10%, and that would be more beneficial. I wouldn't settle for any less than 10-15%, though.
 

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