My son and I installed solar on our house in SoCal in 2013. My annual electricity cost was ~$5,000. $500 and $600 a month in the summer months (air conditioning) and then 200's to 300's for the other months. I too was skeptical about solar and my mindset was to bring down the usage into the lower, less $/Kw tier brackets. We installed 30 panels - facing South (ideal) and within 2-3 degrees of optimum slope (got lucky with roof pitch.) Total cost of the system was about $15,000. 30% ($4,500) credit on federal taxes making incurred cost at about $10,500. Our annual electricity cost went from $5000 to about $300. Payback was just over 2-years.
When installing the system, I used new-at-the-time microinverters. You purchase a microinverter for each panel and it converts DC to AC right at the panel. Two big benefits - they're more efficient and second, the performance of EACH panel is monitored 24/7. I was VERY impressed with this microinverters made by a company called Enphase (ENPH). Right after the install, I purchased $1,000 of their stock... at about $4 share. Today that stock (which I still own) is trading at ~300. My initial $1000 investment plus some more I purchased along the way is now worth over $200,000. I am now a big believer in solar..... and a REALLY a fan of Enphase!