I like EddieWalker's post. Thanks. This though is probably the best advice I've heard from him...
"In houses that are 100% insulated with closed cell foam, and all the windows are taped, or painted, it takes almost nothing to heat and cool them. Insulation never wears out, never breaks down, and doesn't cost anything to operate. Put your money there first, then install what your HVAC expert in your area recommends. "
If you're looking to have a nice new home, focus on the insulation and passive solar. I would also look at radiant floor heat whether you go with a boiler, Geo, or wood. It's quiet and does a great job of making the whole house feel comfortable (assuming you insulate and don't have drafts). I didn't look into GEO until after building my home. I have looked into Geo twice since building. Since I have a newer house that was build well with gas and radiant floors the payback is next to never. They advertise GEO units as being 300-400% efficient. Yes, they are getting "free" energy from the ground, but they use a lot of electricity to do it! They would double my electric usage.
If I was to do it all over again, I
might do GEO, but I would make sure I could do it in a way to not connect gas to my place. I'd also have to plan for over double the number of solar panels I have. The panels were a steal when I got them (Thank you to all you tax payers

). I am guessing the deal I got no longer exist.