No Insurance ... Vehicle impounded

[WarrenF]

DOn't know too many other bussiness that can hold your property ransom until you pay the bill. If I do a job I have to bill then pursue collections in court. Not hold on to the personel property of the customer until they can find the money. Don't fell sorry for you at all.

Oh thats right.....most who don't have liability insurance are either ILLEGAL Aliens or those who don't have enough money to buy anything other than illegal drugs.

Yep those are they type that you could pursue through court collections...LOLOLOL.....I am quite sure that you could add another two to three hundred dollars to the existing bill and have all the court proceedings go your way....and collect.....NOT. Then again I suppose thinking like yours makes you feel good. I also would guess from your response that you have never ever run a business.

 

[Sigarms]

Beats me! One of my sons had a NC licensed vehicle, was registered to his mother living in NC, while he was going to college in another state- what a mess that was

Try living in WV, having a Pennsylvania drivers license, and New York plates.

Sometimes I think God is going to play a cruel trick on those who go to H E double toothpicks, and those people will not find a inferno, but be on the phone with the DMV for eternity.

 

[LBrown59]

Well then my suggestion to you is simply make your own storage lot. Also get into the towing business. Then you can get called at 2 a.m. with the snow blowing and roads icy as snot on a brass door knob. Crawl on your belly in the snow, get the vehicle hooked up, and then have the owner cuss you because you have the audacity to want to get paid. Or better yet have them threaten to beat the **** out of you.

Then tow it to your lot. Have them show up at your place and want to get all their personal items out of the vehicle....you tell them no, not until you pay the bill....they pull a gun or knife on you and threaten to kill you. You know that if you let them have anything out of the vehicle, you will be stuck with a vehicle that you may get 50 dollars when you bale it and send it to the recyclers.

Yep....it is just a gimmick. Imagine the gimmick when some illegal alien runs into your vehicle, and your wife ends up in the hospital for 60 days. Goody for you....you got the GIMMICK removed from the law and they don't have insurance.....and you have maxed out your hospital insurance. But by gosh you got even with those greedy slobs of towing companies and storage lots.

[quote DANOCHEESE
DOn't know too many other bussiness that can hold your property ransom until you pay the bill. If I do a job I have to bill then pursue collections in court. Not hold on to the personel property of the customer until they can find the money. Don't fell sorry for you at all.
quote]
perfect reply to the above quote.

 

[Philscbx]

So when your plate gets stolen, the thief gets a valid inspection as well. Makes no sense to me. Inspection stickers are much more visible on the windshield. While you are at it, put a plate on the front of those NC vehicles, too.

In NY the DMV and insurance companies communicate very well. If coverage lapses, the carrier notifies the DMV. DMV then serves notice that the plates must be surrendered, or new proof of insurance provided. If not, a State Trooper appears so the owner can surrender the plates from the comfort of his own home.

I think it's pretty much the same nationally. No gov body is going to let that funding slip by.

When your stolen plates comeback as a Yugo on a windowless Caddy, I think it just might raise an eyebrow.

 

[Chuck52]

Here in Missery you need proof of insurance, proof of paid property tax and an inspection certificate to get tags, though we can now get two year tags and inspections. My insurance card is a computer printout I could easily fake, but I suspect the insurance companies are required to inform the DMV of failure to maintain insurance. In fact, I know the bank or credit union holding the car loan is notified because my son's insurance lapsed as he was returning home from the Navy.

As to towing companies, I've had only good interactions with them, though I'm sure, as in just about any business, there are stinkers. I have AAA, and have had tow drivers waive small over-mileage fees a couple of times. On the other hand, my son was with a friend who got stopped for DUI in Daytona Beach. The friend's car was obviously and correctly towed, but getting it back after he had gone through the system was a real ordeal. The tow company wanted what can only reasonably be called an exorbitant fee (I don't recall the amount due to it being a few years ago and my Alzheimer's, but do recall it was really big $$$$$), and they'd probably still have the car if the friend's grandfather didn't happen to be a judge in an adjacent state who had strong Florida contacts. The way they caved under pressure was a further indication they were trying to get more than they were entitled to. The courts are supposed to collect fines. The tow company should collect fees for their services, and they should be able to set such fees like any business, but in circumstances where the "customer" has no say as to the service, such fees should be regulated, and probably are in most locales.

I believe in requiring insurance to drive. I can't say I like the insurance business....it costs me way too much money for all the various coverages I have....about as bad as taxes....but I can't see a reasonable justification for not requiring liability insurance to drive.

There. I covered three topic in one post. Do I get credit for all three?

Chuck

 

[blueriver]

So then how about this ... if there was no insurance AT ALL ... Who would benifit? Surely not the body shops, the attorneys, the insurance company, the government???

Does all insurance force prices to rebuild, fix go up??

 

[LBrown59]

1*I'd be interested in hearing your thinking on why a concerted effort to keep uninsured dirtbags off the street is a bad idea.

2*Saying something sucks without giving reasons is a waste of bandwidth, but it does help get that post count up there!
In NY the DMV and insurance companies communicate very well. If coverage lapses, the carrier notifies the DMV. DMV then serves notice that the plates must be surrendered, or new proof of insurance provided. If not, a State Trooper appears so the owner can surrender the plates from the comfort of his own home.

1*because it's not working as the un insureds are still out there.
Compulsory insurance is more a part of the problem than a solution.
2* Reason one:
It It forces one to pay for coverage in cases where it's not need and won't be used.
Reason 2:
Surrendering the plates causes one to pay for plates never used.
It also increase plate sales.
Another point all the money for fines impound fees and tow bills goes to towing companies impound lots and the courts while you the victim gets not a cent.
How does that benefit you?

 

[Chuck52]

1*because it's not working as the un insureds are still out there.
Compulsory insurance is more a part of the problem than a solution.
2* Reason one:
It It forces one to pay for coverage in cases where it's not need and won't be used.
Reason 2:
Surrendering the plates causes one to pay for plates never used.
It also increase plate sales.
Another point all the money for fines impound fees and tow bills goes to towing companies impound lots and the courts while you the victim gets not a cent.
How does that benefit you?

Do you really think not requiring liability insurance is a good way to go? You want that guy who runs the stop light and totals your car to come up with the money to replace it form his pocket? If you drive a Yugo, you might be OK with that, but many, many folks who drive like idiots also have don't have the money to replace a 2003 Impala, let alone a nice new Toyota. Driving a car on public roads is not a right, it is a privilege. Requiring liability insurance for those who exercise this privilege is only reasonable. Anarchy only sounds good until you experience it.

Chuck

 

[LBrown59]

but in circumstances where the "customer" has no say as to the service, such fees should be regulated, and probably are in most locales.

You just hit on the tip of the flaw with compulsory insurance.

 

[Gator6x4]

So then how about this ... if there was no insurance AT ALL ... Who would benifit? Surely not the body shops, the attorneys, the insurance company, the government???

Does all insurance force prices to rebuild, fix go up??

Ensuring all individuals who drive on our streets and highways have insurance is for the protection and safety of all. When an Attorney becomes because of an accident it is because someone was under insured or had no insurance. Another factor is "Greed". Believe it or not a large percentage of our society today spend many hours a day looking for someway to sue somebody for something. I have never heard of how the Government would profit if no one had insurance. I have heard of how it would cost the tax payer for hospital cost if insurance did not pay the bill. Hospital emergency rooms are over whelmed today because of no health insurance. The tax payer is paying this bill. Some states have placed the burden of providing health insurance for children on the tax payers back. Should we as tax payers also assume the burden of providing automobile liability insurance for people who do not want to purchase their own so when one of the dead beats runs into us with their car we can expect recovery for property damge or payment of medical expenses connected to the accident.