Ordering 3520 have a question

[meburdick]

If the price does not change significantly in order to access the 0% finance, I'd suggest you consider 100% - or as close as possible - finance @ 0% and use the $20K you were going to put down in some more productive manner. For example, pay down your mortgage, invest in a GIC.

Sage words... Some dealers can't give you the same discount on a machine if you opt for 0% or take 0% for 60 months versus 48 (which is exactly what I was asking if you were financing). In order for them to get you that rate, they have to give up some of the factory discount to them. But, if you're going to get basically the same price either way, then take the loan at 0% since there's no advantage to you laying out ANYTHING up front in cash.

Just stick the cash into a new account whose sole purpose is to make tractor payments. It cushions the blow if something changes financially for you.

 

[BlackRaptor]

Very good advice guys.
If everyone thought this way and thought ahead our country wouldn't be almost bankrupt .

Both dealers my sales guys are out this week so I'm stuck waiting till next week before I even know my quote amount grrrrr.

 

[meburdick]

Very good advice guys.
If everyone thought this way and thought ahead our country wouldn't be almost bankrupt .

Both dealers my sales guys are out this week so I'm stuck waiting till next week before I even know my quote amount grrrrr.

Yeah, but I wonder how many of us take our own advice?

I was able to get my tractor picked out and ordered fairly quickly. But, because I was ordering when JD was still trying to get the 1's to dealers last year, and they were swamped with 2x20 orders from people that couldn't wait, I had to wait three months to get my machine. All told, you should have a much shorter overall experience.

Keep us posted, and we want pics when she gets delivered!

 

[BlackRaptor]

Thanks everyone for your help. Talked to the dealer in detail today and i got everything figured out. still finishing up the final quote needs to see my 2520 which is fine it's cleaner and has less scratches than my car haha.

Here is what I will be Ordering
3520 Cab standard
radio hookup but no radio.
Larger R4 tires
300CX Loader 72 inch bucket (with the larger R4's set to wide the 61inch is too narrow for it's foot print.
72 inch auto connect 7Iron MMM

Very excited to step up to this new tractor the 3000 series is pretty big next to the 2000 series looking forward to the extra loader ability and not freezing my Ars off this winter.

I was told a month to get the tractor.

I do have one last question How much larger are the larger R4's VS the Smaller ones? Does it have much effect on the ground clearance?

Thank you everyone for your help. once I have it i'll take pictures and post them.

 

[CompactTractorFan]

That sounds like one fine tractor. I'm sure you can't wait.

 

[BlackRaptor]

Order placed 2 days ago.
John Deere gave the dealer a date of Aug 20th delivery ahhh sooo long. ha-ha

I know some people will not agree with what i decided but the payments and numbers worked better for me.
I ordered a 3320 cab not a 3520. I got to demo one and it was perfect for me. had more than enough power and the price came in where i was more comfortable.

2012 John Deere 3320 Cab
300CX loader 73" bucket
72" 7Iron MMM

Will add rear remotes later when i have the need for them. No more freezing my butt off in the winter t-shirt and hot coco snow removal coming my way

 

[CompactTractorFan]

Order placed 2 days ago.
John Deere gave the dealer a date of Aug 20th delivery ahhh sooo long. ha-ha

I know some people will not agree with what i decided but the payments and numbers worked better for me.
I ordered a 3320 cab not a 3520. I got to demo one and it was perfect for me. had more than enough power and the price came in where i was more comfortable.

2012 John Deere 3320 Cab
300CX loader 73" bucket:thumbsup:
72" 7Iron MMM

Will add rear remotes later when i have the need for them. No more freezing my butt off in the winter t-shirt and hot coco snow removal coming my way

The wait will be worth it!

 

[meburdick]

Also, that date can change. Give it a couple of weeks and ask the dealer if there's any update in the system. Until it shows that it has been shipped, it's nothing more than a guesstimate.

Congratulations.

 

[BlackRaptor]

Yup that's what I'm thinking or I guess hoping that ill get a nice surprise and it will be here much sooner. I'll give it two weeks than call the dealer and see of any of the info has changed on ship date.

 

[BlackRaptor]

I'm not sure if anyone is interested or not but i figured i would post them.
Here is the 2520 with a 61" bucket sitting next to a 3320 cab that has a 73" bucket and the larger R4's. Too bad for me this one was already sold haha.