Planning on dropping Health Insurance. Change my mind.

[Agvg]

Here in Norway we have a government system to handle compensation for mistakes etc done in the health care system, but as all other cases that involves compensation you can only claim real economical losses.

So no millions for a failing coffee cup on MacDonald or a day or two extra on the hospital

 

[ultrarunner]

Here in Norway we have a government system to handle compensation for mistakes etc done in the health care system, but as all other cases that involves compensation you can only claim real economical losses.

So no millions for a failing coffee cup on MacDonald or a day or two extra on the hospital

I've never been to Norway but hosted a young exchange student years ago... she is married and has a family and we still keep in touch... she wouldn't trade her time in the States for anything but when it came time to settle and raise a family the difference between Norway and the United States are polar opposite.

Same for all those hosted from Austria... they said to be single and entrepreneurial nothing beats the States... but, trying to raise a family, health insurance, lack of mandated vacation time and limited pregnancy leave had all returning the Austria...

Austrians have some 42 holiday days a year... one young lady became an accountant and had back to back 3 children 2 years apart and was paid the entire time AND her company had to keep her position open for her return 6 years later...

The Moms have a baby book for each child... if the mom keeps all the well baby doctor appointments and vaccinations the Mom receives a cash stipend for being a good Mom...

Here is how it starts:

See the doctor! You should go to gynecologist/obstetrician fairly soon after you know or suspect you are pregnant, to start the bureaucratic and care process. You can find one by asking friends/colleagues/other VBC members. Please note, that you should have your first visit to the doctor before the 14th week, or you may not be eligible for the various payments offered by the Austrian insurance and finance system.

Get your mother-child passport: Somewhere around the 12th week, you will get the Mutter-Kind Pass from your gynecologist. This small bright yellow booklet lists all the procedures that are covered under the Austrian healthcare system during pregnancy and the first 6 years of your child's life. You will need to bring it to all your doctor visits and all your child's doctor visits, and to ensure you get your full payments during maternity leave and beyond. See Birth Bureaucracy for more information.

Pregnancy | Vienna Babies Club

 

[BrokeFarmerJohn]

Well it’s been nearly a year, spent another $3200 this year on health insurances and didn’t use any of it once. Worked threw the whole “Covid pandemic”.

If I dropped coverage I would have saved that much. Just signed up for 2021, guess I’ll donate another $3200 this year, what a waste of wealth. I hope one day I’ll get my moneys worth out of the healthcare industry but that’s not likely to happen, I have never gotten a break when I use it yet, I always just get a bill like I don’t even have insurance.

In my opinion doctors and nurses are grossly over paid, sure they work hard, who doesn’t work hard? They are greatly composited for it though, then act like they are doing the world a favor by doing their jobs. If Biden forgives healthcare workers student loans I’m gonna lose it and send him a not so nice Email.

 

[Muhammad]

Well it’s been nearly a year, spent another $3200 this year on health insurances and didn’t use any of it once. Worked threw the whole “Covid pandemic”.

If I dropped coverage I would have saved that much. Just signed up for 2021, guess I’ll donate another $3200 this year, what a waste of wealth. I hope one day I’ll get my moneys worth out of the healthcare industry but that’s not likely to happen, I have never gotten a break when I use it yet, I always just get a bill like I don’t even have insurance.

In my opinion doctors and nurses are grossly over paid, sure they work hard, who doesn’t work hard? They are greatly composited for it though.

I've spent at least $40,000 on health insurance and have used only $210 and that was for one covid test this year when my wife was going into the hospital for labor. She got her money's worth with a $40,000 delivery this year.

Some doctors are compensated way more than others, all depending on the specialty. The whole system is a mess and has been for decades. It's only getting worse. These days it's not even really a topic of discussion. Feels like everybody has given up on any chance of reform and now just wants free health care for all. That's another topic.

 

[BrokeFarmerJohn]

I've spent at least $40,000 on health insurance and have used only $210 and that was for one covid test this year when my wife was going into the hospital for labor. She got her money's worth with a $40,000 delivery this year.

Some doctors are compensated way more than others, all depending on the specialty. The whole system is a mess and has been for decades. It's only getting worse. These days it's not even really a topic of discussion. Feels like everybody has given up on any chance of reform and now just wants free health care for all. That's another topic.

You spent 40k out of pocket? Or that’s what the total bill was?

Congrats on the new baby!

 

[Muhammad]

You spent 40k out of pocket? Or that’s what the total bill was?

Congrats on the new baby!

Thanks! The insurance paid about $40k. Out of pocket was about $3k.

 

[polo1665]

You never know when something will hit you. I went through a health scare earlier this year and the medical bills were well over $300,000. I ended up with about $3,600 out of pocket.

In my case the doctor's fees were not the driving factor, it was the pharmaceuticals that were out of sight.

 

[fishheadbob]

" I hope one day I’ll get my moneys worth out of the healthcare industry "


Be careful what you wish for...

 

[two_bit_score]

Thanks! The insurance paid about $40k. Out of pocket was about $3k.

How much were your premiums for insurance?

 

[RickB]

" I hope one day I’ll get my moneys worth out of the healthcare industry "


Be careful what you wish for...

It takes a special kind to complain about having good health.