hamdog said:Martian Tractorman,
Thanks for the reply. I really don't know how many hours I will be putting onthe tractor. I guess I will be putting on a 100 hrs/year on the tractor. Its hard to guess. This year I have a mile or two of fencing I need to put up for beefs cows hopefully using a hydraulic post driver.
I think the 0% is for either 48 or 60 mos but I will question it right now. I would love the cab that way I can store outside for this year and not have to worry about getting on a ice cube in the winter but it is for the most part way out of budget for us right now but hopefully will be in the budget for a future 4000 or 5000 series purchase.
I completely understand that - I've made that reasoning multiple times now - but the next will definitely be cabed.
I didn't realize you were going with the 72 months - 2.9% sounds reasonable then.
New is nice and that way you can get exactly what you want but the used will suit you fine. I'd be leaning new because of the warranty and knowing who else ha used it and how it's taken care of (no one in this case vs an unsure service record.)