Brad: I paid $15,486 for TC40, 4wd, deluxe 3-point, fold ROPS, R4s, 1 set of remotes, dealer added temp guage. The LA16 loader, grill guard, 72" HD bucket, skid steer quick attach, 758C BH, 36" cemetery bucket was $11,030. [$26,516 in all] The TN55, 4wd, dual remotes, extend links, hi vol hydraulic pump, 8x8 synchro trans was $22,000. LA32 w-msl was $5,100 and a 758C BH w-16" bucket was an additional $6,475 (actual quotes-he had the TN & loader on lot to deliver). [$33,575 in all]. Actually, had I gone the TN route, I would have gotton a larger BH since the tractor & hydraulics could have handled it easily. Also, the TN65 is the exact same engine as the TN55 except it has been tweaked to add a few more HP-that would have added about $1250. So . . . I figure I would have spent around $35k for the TN vs. the $26,516 for the TC, or, a hair less than $9k difference. One of the problems in buying tractors is determining dealer cost. I was never able to find a "wholesale/dealer cost" price guide like those available for autos & small trucks. So, a dealer could give you a price and it might be a super deal, or, somewhat less than generous. Thus the only way is to check around at different dealers to get a handle on what is a good price. I didn't buy the TC from the absolute lowest quote because I had some experience with another dealer from whom I bought a 22' gooseneck trailer and some implements, but I did use the lowest quote to get him to come down some. I had been shopping for awhile and it had reached the point where he wanted to do a deal even if he didn't make as much on it, i.e. as much a matter of satisfaction as anything. Frankly, just as sellers use psychology on the buyer, the buyer can do the same turnabout against the seller. Anyway, hope the above answers your question. Actually, this would probably be better posted in NH pricing forum. Take care. John P.S. saw my new TC yesterday-was delivered to dealer from Georgia thurs eve. should be ready for me to pick up within week/10 days as soon as the hoe gets there. P.P.S. Brad, just out of curiosity, are the above prices consistent with your experience???