TOTALLY agree on the belt enclosure gripe. I've said this before but it is just stupid that they wouldn't do that. For the record though I have gone through rapid flowing water that was above my floorboards without an enclosure and up a steep bank but it wasn't without a lot of slipping. Obviously it's not enough to stop me from buying JD mostly because I've had really good experience with them from a reliability stand point which is what I like most. Also it's much easier to get to our JD dealer then our kubota dealer, for some reason they didn't feel the need to have a dealer here.. I guess they figured everyone else had the market cornered here. They were probably right since kubota doesn't make tractors for working in the fields. (I think..)