OK the deal is done. Kubota has a new incentive effective today of $1000 cash back for paying cash or the 0% 0$ down financing for 60 months, sort of. You get 60 months but no payments until April 2013 and then divide the amount borrowed by 54. Not a real incentive for me but the computer spit it out that way and I'll stick with it. I'll just set those 6 or so months payments into my savings account and have them ready to use when the deducations start coming out of my checking account. I'll probably have to use that set aside to pay federal taxes anyway so may be a better deal than I first imagined.
OK, i had decided to get a
B2620 FEL BH One hook R/I4 tires and then I thought I heard a remark that the difference was only $500 up to
B2920 or $500 down to
B2320 so that got me to Barlows early this morning before final assembly started. There was a failure to communicate, the
B2920 is $1038 more than the
B2620 and the
B2320 is like $530 less than the
B2620. The
BX25 BH and FEL is strong enough for my needs at 23 HP but for the additional 200lbs between the
BX25 and
B2620 I'm opting for the 26HP the
B2620. The 29 HP isn't worth the extra $1000 to me and I'll probably never sell or trade it to worry about the next buyer wanting more power.
:laughing:
Will finalize paper work after final assembly on Wed and sign my life away for the 14th time with Kubota Credit Corp and yes I added the Kubota Ins to the loan for another $1000 for 5 years.
I have some equity in my tractors I'm trading in ($12000) so I'm borrowing the full ticket for the 0% and taking the $12000 and paying off a car loan that's 5%. Bottom line will result in my saving hundreds of dollars in interest on the paid off car loan and my combined monthly payments for the 2 tractors and the car now will result in a smaller monthly payment ($122 less per month). I want to use my money now instead of later when I'm dead or near dead. Surely I've got 60 months left in me to make those payments.:cool2:
Oh Yeah..........pictures of my new tractor in the shop having the BH frame installed with the rear tire removed.
