Thinking about down sizing to save some $$$

[Zebrafive]

I would NOT try and get one tractor to do TWO very different jobs. I would KEEP the 455 and sell the 4320 and replace it with something used if you want to reduce your debt.

 

[BrokeFarmerJohn]

I would NOT try and get one tractor to do TWO very different jobs. I would KEEP the 455 and sell the 4320 and replace it with something used if you want to reduce your debt.

I made another post but I decided to drop the idea of one machine and keep the 455. Sell the 4320 and buy a more economic tractor.

Ford 340B was in my sights. Loader as strong as my 4320

 

[CADplans]

How do you sell a 14 year old tractor,, then buy another tractor ,,, and save money?

IMHO,, 99% of the time,, the tractor you own is the lowest cost option,,
it's gotta be,, the dealer has to make $$$$$,, that is life,,
someone is paying that salesman's weekly paycheck,, it is the guy trading tractors,,,

 

[CADplans]

Sell the 4320 and buy a more economic tractor.

Ford 340B was in my sights. Loader as strong as my 4320

How is trading from a 14 year old tractor,, to a 34 year old tractor going to save $$$$ ??
The 34 year old tractor will need MORE repairs,, and, the 34 year old tractor has WAY less features,,
The 340B the guy down the road is selling is for sale for a reason,,, there IS a problem,, or HE would be using it as the better option,,,

Keep what you got,,,

 

[BrokeFarmerJohn]

How is trading from a 14 year old tractor,, to a 34 year old tractor going to save $$$$ ??
The 34 year old tractor will need MORE repairs,, and, the 34 year old tractor has WAY less features,,
The 340B the guy down the road is selling is for sale for a reason,,, there IS a problem,, or HE would be using it as the better option,,,

Keep what you got,,,

Getting out of a 20k+ tractor that I owe one and buying one for around 7k with cash.

I just need 3pt, PTO and stout loader. I have also considered and posted about selling the 4320 and not having a larger tractor for awhile. If the tractor was paid off, would be diff. I still owe 13k on it (4 years of payments).

 

[CADplans]

Getting out of a 20k+ tractor that I owe one and buying one for around 7k with cash.

I just need 3pt, PTO and stout loader. I have also considered and posted about selling the 4320 and not having a larger tractor for awhile. If the tractor was paid off, would be diff. I still owe 13k on it (4 years of payments).

So,, you want to buy a $7K tractor,, that will need $6K in repairs (clutch, and tires) ,,
then,, in 5 years,, you have a tractor that can be sold for $4K, instead of a $15K ,,,

The numbers say,,,, KEEP YOUR TRACTOR!!,,,, keeping your tractor will PAY YOU $11K,,,,

 

[BrokeFarmerJohn]

So,, you want to buy a $7K tractor,, that will need $6K in repairs (clutch, and tires) ,,
then,, in 5 years,, you have a tractor that can be sold for $4K, instead of a $15K ,,,

The numbers say,,,, KEEP YOUR TRACTOR!!,,,, keeping your tractor will PAY YOU $11K,,,,

Keeping the tractor might not be a option. I’m trying to pay it off by selling things but idk if I’m gonna make it or not. I need the tractor off the books.

 

[kthompson]

I have a brother in law who has a 3000 series JD that is two years old. I used in on their land in Texas last year some and it was amazing how stable it was on slope. I was running it slow and think that is one area people really have roll over issues, too fast especially making turns up hill. I have only had slope problem with two different ztr mowers and issue in both were sliding down sideways and due to being well aware of the potential was ready to turn mower down hill and prevent a roll.

But, can you not widen the tractor and or add rear wheel weights? How about your rear tires are they empty or filled? Our farm land has only slight slopes but on steeper slopes I think you may be better off to fill to about axle lever and not full (3/4) but no doubt others can answer that from experience.

I have done some of your thinking a few months back and considering stopping with my farming operation and selling three tractors and buy something about the 3or 4000 series with fel and cab and when I did the math and really thought about all aspects realized at this time not a good move. Hope you well in your decisions.

 

[BrokeFarmerJohn]

I have a brother in law who has a 3000 series JD that is two years old. I used in on their land in Texas last year some and it was amazing how stable it was on slope. I was running it slow and think that is one area people really have roll over issues, too fast especially making turns up hill. I have only had slope problem with two different ztr mowers and issue in both were sliding down sideways and due to being well aware of the potential was ready to turn mower down hill and prevent a roll.

But, can you not widen the tractor and or add rear wheel weights? How about your rear tires are they empty or filled? Our farm land has only slight slopes but on steeper slopes I think you may be better off to fill to about axle lever and not full (3/4) but no doubt others can answer that from experience.

I have done some of your thinking a few months back and considering stopping with my farming operation and selling three tractors and buy something about the 3or 4000 series with fel and cab and when I did the math and really thought about all aspects realized at this time not a good move. Hope you well in your decisions.

Thanks for the response. When I figure out how to delete this thread I will.

I decided to sell the 4320, keep the 455 and buy a old loader tractor or buy another tractor and use the 3pt to lift or move what I need.

I’m gearing more towards antique tractors. I’m trying to get my step grandma’s massy 98 bought. It’s a really rare tractor. Rarer than my 1929 JD GP.

 

[crashz]

Don't delete it. It still a good topic.

I think the majority of folks on here are older people, well established, with a good financial situation. But life can change quickly and things can get to be too much. I'm fortunate to be able to support my home and lifestyle right now, but if times got tough, I would not hesitate to thin the herd. I'm currently housing a few more trucks than I care to support and I constantly debate getting rid of the newest one because it sits around and costs the most. Its also worth the most.

Nothing wrong at all with keeping your debt down. I would suggest that you don't sell one piece of iron for a pile of iron though. Maybe stash a couple bucks in a CD or something.