Tractor insurance.

[JethroB]

Hopefully she didn’t mean to say yes it is covered - in water!

Sorry, I should refrain.

MoKelly

You got me :drink: And hopefully I'm in the shallow end & upright.

 

[Doofy]

This Thread reminded me to actually find my policy and read it. I'm paying $500 per year and it's a rider on my homeowners policy and is for on my property only.

 

[oosik]

My tractor and all implements are covered under my homeowner's policy. Personal property - Schedule B. However - it DOES NOT cover tractor roll over. The house is not covered for roll over - neither is the tractor. My agent, just now, replied to my previous email.

 

[bridge4]

This Thread reminded me to actually find my policy and read it. I'm paying $500 per year and it's a rider on my homeowners policy and is for on my property only.

for 500 I can take my tractor anywhere I want now and do what I want with it and its covered. Signed up yesterday with an inland marine policy.

 

[buckeyefarmer]

Surely you jest......but...
?

And don’t call me shirley.


My tractor is on homeowners, one at my dads is inland marine.
My Polaris is on auto insurance.

 

[fried1765]

And don’t call me shirley.


My tractor is on homeowners, one at my dads is inland marine.
My Polaris is on auto insurance.

I'm sorry !!!

 

[DPS67]

Ktac will sell you insurance after paying off loan.

 

[masscity]

I paid cash for my Kubota and have had KTAC Ins on it from the day I bought it, 8 years now. Found out about KTAC on this forum.

I could insure my B7100 if I wanted to and I've had it for 43 years.

 

[Mad_River]

Mine's now through my USAA policy. It covers anything I do with it or to it, both on or off the property.

I thought this too, but upon calling USAA and specifically asking if they covered the tractor while I use it (running engine) they said homeowners only covers it during “storage” not during use. It is covered under USAA homeowners for things like barn fire, flood, or a tree falling on it. I needed full replacement value for my new John Deere so this wouldn’t work.

 

[JM7500]

Yesterday, I worked out a deal on a new Branson 4820R with loader, backhoe and attachments. Their financing company requires insurance. It will be on land we own but in a different state where we are moving to next year. My current home owners policy will not cover a tractor stored/used out of state. I'm not sure what I need. I talked to a company in the county where our land is, but they don't know if they can cover a tractor if I don't have home owners insurance with them. Not sure what to do now. Thoughts?