The cash discount was $700 on my last purchase of a
B2320, under $10,000 purchase. It may be double that on the
BX25 which could put it around $16,000 to $17,500. Plus MMM.
Call Barlows and find your financed delivered to your home for what you want first, monthly payment with 100% financing. Then ask them for cash price. Then contact your local lender for a rate and figure your true cost. Your contribution of cash and a shorter term will make it harder to figure the true cost but you can get a general idea. Usually doing the 100% financing and using cash for implements that are bought works out good for some people. I saw Barlows also have both BX24s, BX25s used. Price them equiped the way you want them and check their financed rate/monthly payment. Guess Barlows also sells lots of used equipment (sold my trade ins) but I've only bought new from them. (13)
The abrupt stop in reverse really hurt my back and neck. I could ease the pedal some and make it a bit better but I have a large yard with lots of landscaping in some areas so when I'd get in a bit of a hurry I'd not do the ease stop to diminish the jerk so I'd be disgusted with my purchase especially with knowing it wasn't right since none of my other Kubotas did it. I do have 2 Kubota F mowers and they will do the abrupt stop/go and my Kubota 1140 RTV does to but all of them can be eased off and not jerk but they do with quick pedal pushing. Try any 50 series and then any other series and decide for yourself and determine how much back and forth action you'll do. If you won't use reverse much, then don't worry about it but with a FEL reverse is used alot in my opinion.
Also consider a 4' to 5' rear finish mower instead of the MMM. Cheaper but better in my opinion.
Weight of the tractor prevents major BH digging. I can easily pull the front off the ground when trying to pull something out with the BH. Also there is a limit to hydraulic pull power. I did pull a bunch of mature landscaping grasses out of the ground (red clay soil) last week but I had to dig around a couple of them first. I also dug up a 4" to 5" live Japanese Flowering tree that had been in the ground for maybe 5 years. I did have to dig around it for a bit before I could break the bigger roots and then finally pull it out of the ground.
The BH on a BX is a great small digging tool but it's not a dedicated Backhoe Machine that weighs 7000lbs with major hydraulic power.
A SCUT is a great small general multi purpose machine. If ground clearance is a problem then go up to a CUT the B series. The ground clearance is the major reason for going from a BX to a B. For more power and sitting higher off the ground and double the machine weight then the L series. For me the L sat to high on my hillside property and so I went back to a B series tractor pretty quick but also had a BX for mowing until I went to the Kubota F series dedicated front deck mowers.
One other thing. I'm not as convinced as you are that the
BX24 you've found is a major good deal. It's a fair to middlin deal but It's not anything to run to do. I believe you can find a used
BX25 for near that price which may still have some warranty, just in case, and BX24s regularly for that price. I don't see it as a fantastic price but a decent price for that particular machine.