Would You Loan It Out?

   #1  

Avenger

Veteran Member
Joined
May 16, 2018
Messages
1,056
Location
Spokane, WA
Tractor
LS XR4145C
A neighbor who lives down the road from me, a neighbor who I've only met once or twice, finds out that I have a tiller. I have a Woods RT72.40 6ft tiller. Last spring, he "hired" me to till his garden plot, about a half acre. And by hired, I mean, I drove down the road about 10 minutes, tilled up the sod where he had marked, and drove home unpaid. He suddenly had to leave and never did pay the agreed amount of $50, which, in my opinion, was a steal. I really didn't care about the money, and didn't push for it.

This last weekend he calls me, first time I've spoken to him all year. He asked to borrow the tiller and informed me that he has recently purchased a new tractor.

Being the nice and helpful person I am, and realizing that this wont take much of my time, I reluctantly agreed. The tiller has been sitting all winter, so I brought it up to the shop, checked the gear oil, greased it, and slipped the slip clutch. I checked it all over for damage and set it next to my garage for an easy hook up to his tractor. He shows up in a small Branson 2400 21 HP at the PTO.... and backs up to my 6 foot wide tiller. Upon learning that his new tractor is only 24 engine HP, I advised that his tractor is simply not enough. I offered to use my tractor. He scoffed and said that he knows what he is doing, and he cannot afford my high prices! I left him to his work of hooking up to my tiller, hoping, at this point, that his 3 point wouldn't even lift it. But it did and he drove down the road.

He sends me a text message that afternoon: He said that the tiller worked very well. He was able to till at "15-1800 RPM, 1/1," and he needs to borrow it a bit longer. I needed clarification. Why so low of RPM? What is 1/1? Why does he need it longer?

Apparently, he is running as slow as the tractor could go: first gear, first range (1/1), and had to slow the RPM of the engine down to move slow enough across the ground, to do a good job. He needs it longer because he has decided to not only do the garden, but expand his garden, and also put in a big back yard.

My wife called me an idiot. Am I too nice? Too helpful? Would you have loaned your tiller (or other attachment) out to someone like this? He still has it, and I haven't heard anything back. I drove by his house this morning and I saw his garden is bigger, all tilled up, but couldn't see his back yard.

What kind of damage could I expect on my tiller of running it at low RPM on virgin soil? Its gear driven, so I assume the gears are taking a beating?


UPDATE!: I got it back!
 
Last edited:
   #2  

sea2summit

Elite Member
Joined
Mar 6, 2012
Messages
3,112
Location
Left coast of, GA
Tractor
Kubota 1860->25D, MX5800, M4D
Not only no but hell no. He sounds like a complete tool...maybe a whole tool bag.

FWIW I don't loan out anything that has more than two moving parts. But I also spend a lot of time doing stuff for and with neighbors. It's just not worth hurt feelings or debt between friends in my opinion to loan anything you're not willing to loose. But he doesn't sound like a neighbor, he sounds like a taker.
 
   #5  

oosik

Super Star Member
Joined
Aug 22, 2012
Messages
17,060
Location
AMBER, WA
Tractor
2009 Kubota M6040
I DO NOT loan out ANYTHING. Well - take that back. I have a very heavy pry bar that I would loan out. Otherwise - NOTHING - NOTHING.

And because my homeowners insurance only covers on my property - I DO NOT go off property. PERIOD.

As sea2summit said - your neighbor is a TAKER. Get your tiller back - hopefully in good shape - feel lucky.
 
   #6  

TIMMYDUCK

Member
Joined
Jul 7, 2020
Messages
35
Location
New England
Tractor
2000 New Holland TC33D
Another vote for NO .

Should have bought the attachments he needed along with the tractor 🚜.

He’s a rookie with no practical experience .

Also say something about last years unpaid bill .

Probably been getting let off the hook 🪝 his whole life .

Why let him continue that way ?

Going rate for a rental unit around here is 150 a day .
 
Last edited:
   #7  

oosik

Super Star Member
Joined
Aug 22, 2012
Messages
17,060
Location
AMBER, WA
Tractor
2009 Kubota M6040
If your neighbor thinks your "rates" are too high - tell him to go buy his own tiller. I'd also stay away from his property. He sounds like the type to claim "damage" when you are there doing him a favor.

He says he can't afford a tiller - tell him to buy a well fitting shovel.
 
Last edited:
   #8  

MAX-24-Dean

Gold Member
Joined
Jan 19, 2011
Messages
250
Location
Washington State
Tractor
Mahindra MAX24
Not only no but hell no. He sounds like a complete tool...maybe a whole tool bag.

FWIW I don't loan out anything that has more than two moving parts. But I also spend a lot of time doing stuff for and with neighbors. It's just not worth hurt feelings or debt between friends in my opinion to loan anything you're not willing to loose. But he doesn't sound like a neighbor, he sounds like a taker.
We used to call people like this leaches, not a popular term now days.

Hope you get the tiller back, and in one piece.
 

LittleBittyBigJohn

Silver Member
Joined
Jun 7, 2021
Messages
206
Location
Central Arkansas
Tractor
John Deere 1025R, Gravely Rapid XZ 60" zero turn
I would also vote for no. A close friend would be a different story. Mark this one as lesson learned.

What you should do is "remember" that you have an area you need to get tilled and then "forget" to let him know when you get done. Then, when he presses, tell him you would be more comfortable with doing it for him if he is really needing something done.
 
  
  • Thread Starter
#12  
OP
Avenger

Avenger

Veteran Member
Joined
May 16, 2018
Messages
1,056
Location
Spokane, WA
Tractor
LS XR4145C
Yep... I'm too nice. :confused:

Don't get me wrong. I am a very friendly person and help out my closer neighbors all the time. They borrow all sorts of things, and in return, I borrow their things, services, etc. It's give and take. This guy seems to only take. He is a rookie, and I knew that when I saw him hooking up his tiny tractor to my large tiller. But I couldn't morally stop him after saying yes. I shouldn't have said yes. When (not if) I get my tiller back, it will be the last time he borrows it.

I am afraid that he will damage it. And if he does, I will pester him about repairs, which will likely fall on deaf ears.

I have spread the word about him to my neighbors. Some of which have no idea who he is.
 

MAX-24-Dean

Gold Member
Joined
Jan 19, 2011
Messages
250
Location
Washington State
Tractor
Mahindra MAX24
Maybe not a leach, but parasite comes to mind.... Suck's the life out of you and eventually kills you both...
Above makes more sense than what I posted.

Local guy asked my dad one time if he could borrow a mower? I listened to my dad tell him that if he paid him the $20 for mowing hay the previous year, he would consider it. Guy told him that he didn't have the money to pay the bill.
He was told that if you don't honor your agreed to obligation, then the mower was not available. Guy pulls out his wallet and pays the $20 dollars.
My dad told him thank you for the late payment. Then told him he would not loan his equipment.
I was around 7 or 8 years old at the time and it was very educational for me.

I learned through the years that loaning equipment was not for me.
 
  
  • Thread Starter
#17  
OP
Avenger

Avenger

Veteran Member
Joined
May 16, 2018
Messages
1,056
Location
Spokane, WA
Tractor
LS XR4145C
I would not do that. It serves no purpose.
"Neither a lender nor a borrower be."
It does serve a purpose. If this guy, leech or parasite, comes knocking to one of my 'good' neighbors, they can make their own decisions to lend their items or services, but now they are armed with more information to make a better informed decision about who they are dealing with. I'd hate to see of my 'good' neighbors gets screwed worse than I did (am).
 

Midniteoyl

Elite Member
Joined
May 20, 2013
Messages
4,593
Location
N. W. Indiana
Tractor
Kioti CK3510SE HST, Ford 3400, Gizmow ZTR, Simplicity 7016H
But I couldn't morally stop him after saying yes. I shouldn't have said yes.
Maybe, but IMO the correct thing would have been to point out his error in assumptions in order to protect not only your tiller, but his new tractor as well and then refuse to loan it to him if he insisted to continue using his undersized tractor for the safety of both of your's equipment. Firm but polite..
 

Will S

Silver Member
Joined
Jan 27, 2014
Messages
123
Location
DelaWhere?
Tractor
John Deere 4100; Woods/Kubota Mowin'Machine
Well, if you haven't heard it enough times already, I'll answer your question whether you should let him borrow it:
ABSOLUTELY NOT

But you did, so my advice is right now, today, go back there with your tractor and GET YOUR TILLER!!! No reason or explanation needed. Just tell him you need it back now. End of conversation.
 

BleedingOrange

Platinum Member
Joined
Apr 19, 2011
Messages
631
Tractor
Kubota BX 2370
Ha, ha, he,s probably out making some extra cash with your borrowed tiller.
I would not have loaned it out to him in the first place.
After insulting you buy saying your prices are to high, I would of wished him well, and consider it a cheap lesson in who to never help or talk to again. The older I get, the less patience I have for stupidity.
 

Bill Guenthner

Platinum Member
Joined
Sep 25, 2011
Messages
770
Location
Kentucky
Tractor
Kubota B3300SU
they can make their own decisions to lend their items
Yes, they can. IMHO It is never useful to run anyone down, for any reason. You don’t know everyone’s situation. Maybe he’s a super nice guy. Maybe he volunteers at the hospice. Or maybe he’s a jerk, but YOU decided to lend him your stuff. Get it back and let it go is my advice.
 

beowulf

Veteran Member
Joined
Dec 31, 2003
Messages
1,019
Location
Central California Foothills
Tractor
Kubota L3410 HST, J Deere riding mower
The only connection between you and the guy is that he happens to live somewhat near to you - and ten minutes away is not that near. And it does not appear that you are someday going to be buddies - or would want to be. So, No.

You have no obligation to him. But it seems you have reasons not to accede to what he seems to expect you to do for him. It would be interesting - if he has a piece of nice equipment of some kind - to ask to borrow it.
 
Last edited:

Jstpssng

Super Star Member
Joined
Aug 7, 2005
Messages
18,091
Location
Maine
Tractor
Kubota L3301
You are a much nicer guy than I am. Granted that’s a pretty low bar to meet. ;)
Yet he owes you for last year, and you hadn’t heard from him in all of that time until he needed his garden tilled again.
I would be headed down to get it right now, and don’t take no for an answer. Anything I have is so that it’s there when I need it. The only thing worse than going to get something because it wasn’t returned is when you find out that you need to fix it before you do. I spend enough time fixing what I break myself.
I don’t borrow anything I can’t replace; nor do I lend anything unless I don’t want it back.
 

deezler

Elite Member
Joined
Jan 30, 2012
Messages
2,575
Location
Southeast MI
Tractor
Cub Cadet 7305, Kioti CK3510seh TLB
Well since everyone is taking the expected stance of HELL NO, I guess I will be positive and say, don't worry about it.

He's running the tiller slowly, because he has to. This won't hurt your tiller. Why worry about running it through grassy soil? It's made to do that. His weak little tractor won't hurt it unless he has some severe operator error.

But! Come up with a reason you need to till something and go get it back ASAP.
 

deezler

Elite Member
Joined
Jan 30, 2012
Messages
2,575
Location
Southeast MI
Tractor
Cub Cadet 7305, Kioti CK3510seh TLB
Threads like this come up fairly often on here.

One thing I have learned from them, and my short time on this earth, is that you can often tell which guys are worth lending expensive equipment to. The ones with a keen eye, in tune with the machine, who intuitively know the limits, and should something go wrong, will notice and then do what it takes to fix, or pay for repairs, etc. This guy obviously doesn't fit into that category from the sounds of it.

So for the people who aren't good at taking care of equipment, using it properly, or appreciating the favor and paying it back, we don't have to shut them out of our lives. We just try to go and do the work for them, like you did last year. One of my best buddies built his house next door to mine, and we have this kind of relationship now. I'll do work for him - but not lend my equipment. Just can't accept the risk of it getting broken due to operator error, then not being available for my own needs. Not to mention the resentment that it causes when it happens.
 

JJT

Veteran Member
Joined
Oct 13, 2001
Messages
1,371
Location
Upstate NY, USA
Tractor
Kubota L3710 HST and a Kubota ZD21 60Pro
I'll loan things out to a handful, (literally less than 5 people) of good friends, more than likely I'll come with the loaned tool/equipment.

Go get your tiller, I'm sure it's fine, but it belongs at your place.
 

Raul-02

Gold Member
Joined
Aug 23, 2021
Messages
446
Location
the armpit of the entire universe New Jersey
Tractor
kioti DK4710 SE HST CAB
This last weekend he calls me, first time I've spoken to him all year. He asked to borrow the tiller and informed me that he has recently purchased a new tractor.
Nope, nope, and no friggin way. If he wants to put the purchase price in YOUR attorney's trust account against the possibility that he might wreck it then, maybe. and the cost to rent should be high
 

mrmikey

Veteran Member
Joined
Oct 17, 2010
Messages
1,345
Not a chance. My neighbors first summer they after moved in and after first winter saw me outside with my power paddle sweeping the rocks back on my driveway from my grass. Didn't know them from a hole in the wall, asked to borrow it. "nope, don't loan tools at all, a hammer maybe It cost me $1K for the power head and attachment". They're nice people but I don't loan stuff.
I know two people I'd loan anything to, I know when it came back, it would be in better shape than when they got it...........M
 
Joined
Jun 7, 2021
Messages
261
Location
Rolling hills north of historic Leesburg, VA
Tractor
Kubota B3200, L2550, Ingersoll 7020, 2 walk behind Gravely's and a Yanmar Vi0-45 mini-ex
Repeat after me "Fool me once, shame on you. Fool me twice, shame on me." You had fair warning over the $50 non payment.
This guy is not (going) to be your friend. He simply lives near you. Why in heaven's name would you think to loan him your tiller? Last year, you loaned him your time, fuel, and wear and tear of your equipment, in exchange for $50 which you didn't get. Paraphrasing another old adage "Fools and their assets are soon parted."
I've learned from this forum. I have lots of equipment that others in the neighborhood don't have. Anytime I'm asked for equipment, I answer in the affirmative, and that I'll bring it over and knock off (the job) that needs to be done. "Let me know when it's a good day.". Mostly, I do not hear of that "good day". And when I do, I'm fine for the couple hours involved. Invariably, we get a pie, or home honey, or the like.
 

hornett22

Gold Member
Joined
Apr 4, 2008
Messages
420
Location
Kingston Tennessee
Tractor
Mahindra 1626
A neighbor who lives down the road from me, a neighbor who I've only met once or twice, finds out that I have a tiller. I have a Woods RT72.40 6ft tiller. Last spring, he "hired" me to till his garden plot, about a half acre. And by hired, I mean, I drove down the road about 10 minutes, tilled up the sod where he had marked, and drove home unpaid. He suddenly had to leave and never did pay the agreed amount of $50, which, in my opinion, was a steal. I really didn't care about the money, and didn't push for it.

This last weekend he calls me, first time I've spoken to him all year. He asked to borrow the tiller and informed me that he has recently purchased a new tractor.

Being the nice and helpful person I am, and realizing that this wont take much of my time, I reluctantly agreed. The tiller has been sitting all winter, so I brought it up to the shop, checked the gear oil, greased it, and slipped the slip clutch. I checked it all over for damage and set it next to my garage for an easy hook up to his tractor. He shows up in a small Branson 2400 21 HP at the PTO.... and backs up to my 6 foot wide tiller. Upon learning that his new tractor is only 24 engine HP, I advised that his tractor is simply not enough. I offered to use my tractor. He scoffed and said that he knows what he is doing, and he cannot afford my high prices! I left him to his work of hooking up to my tiller, hoping, at this point, that his 3 point wouldn't even lift it. But it did and he drove down the road.

He sends me a text message that afternoon: He said that the tiller worked very well. He was able to till at "15-1800 RPM, 1/1," and he needs to borrow it a bit longer. I needed clarification. Why so low of RPM? What is 1/1? Why does he need it longer?

Apparently, he is running as slow as the tractor could go: first gear, first range (1/1), and had to slow the RPM of the engine down to move slow enough across the ground, to do a good job. He needs it longer because he has decided to not only do the garden, but expand his garden, and also put in a big back yard.

My wife called me an idiot. Am I too nice? Too helpful? Would you have loaned your tiller (or other attachment) out to someone like this? He still has it, and I haven't heard anything back. I drove by his house this morning and I saw his garden is bigger, all tilled up, but couldn't see his back yard.

What kind of damage could I expect on my tiller of running it at low RPM on virgin soil? Its gear driven, so I assume the gears are taking a beating?
You're wife is 100% correct. Actually, she put it mildly.
 

hornett22

Gold Member
Joined
Apr 4, 2008
Messages
420
Location
Kingston Tennessee
Tractor
Mahindra 1626
Nope, nope, and no friggin way. If he wants to put the purchase price in YOUR attorney's trust account against the possibility that he might wreck it then, maybe. and the cost to rent should be high
Yep, replacement price deposit plus 20% for your inconvenience
 

Mtsoxfan

Silver Member
Joined
Nov 19, 2021
Messages
226
Location
Newark Vermont
Tractor
New Holland TC29D
I only borrow from certain types of friends, and only lend to certain types. "WE" usually return full of fuel, or washed, or or or. We respect equipment, and trust each other. We all know, without being said, because we are honorable men, if you break it, you fix it.
I've had friends offer to loan me tools, and sometimes, I say, thanks but no thanks. They are not that certain kind of friend...
 

YanmarFever

Elite Member
Joined
Mar 10, 2002
Messages
2,903
Location
Eating a melon..
Tractor
Mahindra 5010C- Branson 4520r- 5520C- Yanmar FX235-D - Bad Boy rogue mower
You can ask this user the following question.

User= can I borrow your tiller?
You = Is our friendship worth 100 dollars
User= well of course it is ! (hes lying)
You = well then go and rent one....
 

WVH1977

Gold Member
Joined
Apr 6, 2017
Messages
363
Location
Richmond, VA
Tractor
New Holland TC40, Hitachi EX100, Gravely Pro-Turn 152
I am a nice guy too. It is hard for me to say no but I do not lend out equipment ever. It is just not worth it. If it breaks I want to break it. It is a whole lot easier to be mad at myself verses some jack___ that does not care.

When I was young and dumb I let someone one ride my four wheeler because of peer pressure and I knew they did not know what they were doing. They wrecked it and guess what, not a dime or anything to help fix it. Just laughed about it.

This dude is just using you and I bet once you do say "no" he will bad mouth you to others and treat you like a dog from then on. I cannot stand people like this. It took me a LONG TIME to learn to say "NO".
 

3gunr

Platinum Member
Joined
Apr 17, 2018
Messages
904
Location
wentzville mo
Tractor
mahindra 2538 mahindra 2810 cub cadet 7260 massey 255
I loan my stuff all the time to good frirnds and family , But no way to a jerk like that.
 

Woodstock Walt

Bronze Member
Joined
Jan 12, 2022
Messages
93
Location
Bryant Pond, Maine
Tractor
Mahindra 5155 4WD
Yeah, it sounds like that guy needs to buy his own tiller if he's such an expert. If he doesn't like the "high price" of your services that he never bothered to pay anyways, let him pay the high price of a new tiller for himself. See how much he likes that.

If he's expanding his yard it makes me wonder if he's using it to break virgin ground, which definitely has the potential to contain rocks and heavy roots that could damage your tiller.

I'd ask for it back if I were you, tell him you need it for a project of your own.

I used to loan my stuff out like a kind person and have gotten repeatedly burned. I don't loan anything anymore, I work too hard to be able to buy the tools I need to have them broken by somebody who doesn't value them as much as I do.
 

sd455dan

Elite Member
Joined
Oct 23, 2012
Messages
3,242
Location
North Idaho
Tractor
Rhino 554, JD550G dozer Gilson MTD riding mowers Ford 3000-Sold
He can afford a new tractor...
He can afford to buy his own implements...

I agree with the idea that he is more than willing to put to large of a tiller on that size of Branson.

Also that if something goes wrong, and he does hurt the tractor, sounds like the kind of person that will attempt to externalize blame and all of the repair expenses as well.

With a slip clutch and being a larger tiller than the tractor is rated for I think the tiller is safe, other than maybe cosmetically.
 
Last edited:

dodge man

Super Member
Joined
Oct 25, 2008
Messages
8,550
Location
West central Illinois
Tractor
JD 2025R
There are a few people that I would loan stuff to but not many. Your tilling price is to high. What’s he want, you to pay him next time.
 

dirttoys

Platinum Member
Joined
Feb 20, 2021
Messages
529
Location
Ozarks
Tractor
ac 170 bobcat 773 tak 235
It is good to be a good guy, I do dumb stuff for people fairly frequently.
I don't loan stuff if I can't afford to fix the worst they could do to it.
I don't loan stuff where the odds of the borrower hurting them selves is over 20%.
I hate ungrateful people, I would not have chased my 50 bucks, but, when he said my prices were high, I probably would have asked him to leave (or beat him to death if it was a bad day).

Best,

ed
 

CalG

Elite Member
Joined
Sep 29, 2011
Messages
4,401
Location
vermont
Tractor
Hurlimann 435, Fordson E27n, Bolens HT-23, Kubota B7200
Well since everyone is taking the expected stance of HELL NO, I guess I will be positive and say, don't worry about it.

He's running the tiller slowly, because he has to. This won't hurt your tiller. Why worry about running it through grassy soil? It's made to do that. His weak little tractor won't hurt it unless he has some severe operator error.

But! Come up with a reason you need to till something and go get it back ASAP.
I'll agree with this!

Not going to hurt the tiller by running the engine at reduced output. Those gears are taking the same beating they would at any rpm. Time is time!

But you would not have posted if the entire affair wasn't scratching at your craw. Get your tiller back, and don't loan it out again.

I had a "friend" wanting to borrow my tractor, I shuffled him off with a hand rake.... I'm NOT going to be the one to be sorry for another man's errors.
 

scaredychicken

Veteran Member
Joined
Jul 21, 2012
Messages
1,019
Location
Salmon Arm BC, Canada
Tractor
John Deere 160 (1988), Arctic Cat 400 ATV (2006), Kubota BX23S (2018),Jacobsen Super Chief 1450 (1969)
I don't generally loan my equipment out.

I have had bad experiences in past where things get lost or damaged. The worst time was when my wife gave the tractor keys to a tenant (to do some yardwork, help us out a bit - she had claimed to have 30 yrs of farming experience), and
that tenant on two separate occasions within 5 weeks, flipped the tractor on it's side - complete inexperience and stupidity. NEVER AGAIN, cost me an insurance claim that settled at $11,900.00 (deductible was cheap thankfully). Basically, I got a brand new tractor.

I will however lend the tractor on infrequent occasions to 2-3 specific friends with (lots of $$$) and far more experience than me ... one is my tractor mechanic. Does my maintenance servicing, and is financially responsible for any issues. The others have lots of tractor experience and are also very careful and financially responsible for it - they sign rental contacts with me. For these few people, I arrange this as they help me out in many other ways, and this is how I can give back.

Other than that, the tractor does not leave the yard.
 

dstig1

Elite Member
Joined
Apr 7, 2010
Messages
4,027
Location
W Wisc
Tractor
Kubota L5240 HSTC, JD X738 Mower, (Kubota L3130 HST - sold)
So let's see... Post count is 48 NO and 0 Yes :unsure: I think i am seeing a pattern here. Your description of last year when he wouldn't even give you the whopping $50 said it all. No. Nothing. Never. Not even your exhaled CO2.
 
 
Top