New Pick em up Trucks

[LBrown59]

Go the manufactures site or stop by the dealers lot and look at the GVWR on the door sticker. For example a Ford F-250 and F-350 have 1,500# of difference. According to what I hear on a GM its only a 700# gain. A good buy in my book for $600. The resale will bake you money on the SRW 1 ton over the 3/4 ton.

Just going off my observations. I have owned a 3/4 Ford and Dodge and have had 3 1 tons SRW 2 Fords and a GM.
* I just feel there is not enough gain to justify a 3/4 over a 1/2 and you should just take the leap to the 1 ton class.
1*What has been your experence on insurance cost between the 3/4 and 1 tons.??
Just read a post a little bit ago that claimed ibsurance was 2 to 4 times more for a 1 ton than a 3/4 ton.

 

[Diamondpilot]

Not in my area. I have full coverage on all three of my trucks. One is a 2004 F-250 4x4 diesel, the other is a 2006 Ford F-350 SRW 4x4 diesel, and the other is a 2007 F150 4x4. All three trucks are cheap to insure in my opinion. They all are between $39 and $50 each per month with full coverage. The 2004 F-250 PSD in XLT FX4 trim and the 2006 F-350 PSD in Lariat FX4 trim are only $6 per month different on insurance. But remember there is 2 years difference and trim package differences. My insurer for the last 20 years has been State Farm. I have shopped around and found non cheaper with same coverages. I have $500 deductible on crash but $0 deductible on things that are not my fault like a tree falling on it or hitting a deer. Lost my other truck 3 months ago to a deer and lost a car to a deer in 2002 so I am gun shy.

Chris

 

[Builder]

Just read a post a little bit ago that claimed ibsurance was 2 to 4 times more for a 1 ton than a 3/4 ton.

That's absolute nonsense.

I'm beginning to find myself reading these forums more for the outrageous rumors & nonsense than any factual data or experience with equipment.

 

[gemini5362]

Actually insurances are all over the place. It is very hard to compare because of the way insurance companies rate vehicles. In my case I have full coverage on everything except the geo tracker. so I can only compare liability on that but the prices are so strange.

the porsche is the most expensive but it is only about 50 a year more than the geo tracker. yet the porsche is a high speed sports car and the tracker is pretty plain jane and slow.

the big difference gets to the truck, the geo tracker is about 250.00 a year more than the 3/4 silverado diesel. Since we are talking about liability I would expect I can do a lot more damage with 6000 pounds of truck than with less than 2500 pounds of tracker

The accura is about the same as the silverado so effectively my 1998 geo tracker (actually chevrolet tracker to be perfecty accurate) is one of the most expensive vehicles that I insure. I asked my insuarnce agent about that and he looked up the rating for it and it was rated at several steps more risky than any other vehicle I own.


As to comparing prices of insurance that is almost imposible to do those are based on area, levels of coverage, for instance I have an umbrella policy so I have to have maxium liability limits before they will generate an umbrella policy. One thing I found out is that they check your credit score when you apply for insurance and that credit score is one of the things that is used to determine how much you pay for premiums.

 

[yooperdave]

The request for pictures has been addressed.

Attached are a couple of pictures from this weekend at the camp located deep in the woods, and on a nice river.

The driveway is 200 yards long, and has not yet been plowed for the winter.

Put the truck in 4x4 low and crossed my fingers... We were pushing snow.

The second picture is me blowing out the driveway so the rest of the family could come over and enjoy the holidays.

Regards,

Yooper Dave

 

[john_bud]

I'm beginning to find myself reading these forums more for the outrageous rumors & nonsense than any factual data or experience with equipment.

Outrageous? No way! I was just comparing notes with Bigfoot and the Lochness Monster (she prefers "nessie") and they both agree there is no nonsense posted here!

 

[mojoinco]

Congrats on the new truck!

Historically, save some bad ideas in the 80's (and still with GM) 1/2 ton trucks had lighter rear axles (Detroit decided we needed to buy light 3/4 trucks as well, so they made heavy 1/2 ton trucks -- which GM still does). 3/4 and up trucks had full floating axles. Regardless of any other feature, if you are towing significant loads, it will be hard to justify NOT buying a truck with a full floating axle. Sure, once or couple of time s a year may not be enough to buy a bigger rig, but if you are hauling critters they deserve the security of a full floating axle.

And hauling trailers with dual axles ought to be a hint that it is a significant load.

Ok, what is a full floating axle? The simplest example is to look at the rear wheels of a 250/2500 (or 2500 HD in GM land). Remove the hub cap and look at the funky cylinder sticking out. Touch the cover plate (the one with ~8 nuts on it). That IS the axle. You can unbolt it and take it out. Yet the wheel is still attached to the axle housing. They do require very occasional wheel bearing checks.

You will not see them at the side of the road with the axle on the ground (Because the axle broke or slid out and fell off; fortunately doesn't happen often).

Yes, costs more, not as nice to drive. But its a truck, not a car (you commute in cars). Oh, and 2005 and up Ford SD (4x4) have a similar front end to the Dodge, making all 3 about the same in turning radius (comparable models). My 92 crewcab F350 SRW is a real joy when approaching the mall! Makes it soo easy to just keep driving by.

 

[Ryan03]

I currently own a 2003 chevy 2500 HD, My former truck was a 99 ford F-350 4x4 reg cab dually. I did not see any real insurance cost diference between the two, the Chevy was actualy a little more than the Ford, probably because it was 4 years newer than the Ford. The yearly non commercial plates were a different story, around $108.00 yearly for tags back in 02, wher the Chevy is around $83.00 dollars in 08. In Ohio, some insurance companies will not write a non commercial policy for a 1 ton with out special approval from underwriting. Back when I had my Ford, As well as when I first bought my Chevy, I was insured through Nationwide, And my agent had to call underwriting and send pics of the truck, and I had to sign a draft saying that the truck was not to be used for commercial purposes. In the end, they did end up insuring it non commercialy for close to the same amount of money as the Chevy. In my opinion, unless the 1 ton would offer me a true front axle upgrade [ in the case of a 4x4], like in the mid 80s to mid 90s Ford F series where the 250 had twin I beam and the 350 had a dana 60 straight axle, I would,nt bother with the single rear wheel 1 ton. The heaviest thing I have had in my 3/4 ton was a apprx 3500lb pallet of brick pavers from Home Depot, along with the 500lbs or so worth of chains, tools, boots, hitch receivers etc that I always carry with me. The 2500 HD handled these just fine, it squatted a little below level in the rear with the load centered over the axle, but just a little. The tires on the other hand, at the time, 10ply [ load range E] 265-75-16 Firestone Transforces inflated to 80 psi, looked to be about at their practical load limit. Having traded a 1 ton for a HD 3/4 ton, never once in 5 1/2 years have I ever regretted not getting a heavier truck, and never once would I ever consider getting a half ton, because I would be disappointed with the way it hauled and towed, based opon my personal needs. If I ever did feel the need for a 1 ton again, I would just opt for the Dually instead of the single wheel to ensure that I always had enough tire capacity.

 

[Builder]

I buy 1-ton SRW's because they take up the exact same space as a 3/4 ton, but they allow for ~1,000 more lbs of ambient load capacity (for something like a utility body, aux fuel tank, lumber rack, welder, etc.)without sacraficing payload. They only cost ~$500 more. That's a lot of payload for a small amount of money. I think that's why the 1-ton SRW was invented-to give the typical 3/4 ton buyer a 3/4 ton's payload after heavy accessories are added, but leave the economy of a 4-tire narrow truck in tact.

They're perfect for utlity body trucks because even with a 1,000 lb utility body, I can still carry as much as a 3/4 ton.

All that said, my next truck may very well be a dually just so I can get a utility body with deeper toolboxes.

 

[farmboy12]

I buy 1-ton SRW's because they take up the exact same space as a 3/4 ton, but they allow for ~1,000 more lbs of ambient load capacity (for something like a utility body, aux fuel tank, lumber rack, welder, etc.)without sacraficing payload. They only cost ~$500 more. That's a lot of payload for a small amount of money. I think that's why the 1-ton SRW was invented-to give the typical 3/4 ton buyer a 3/4 ton's payload after heavy accessories are added, but leave the economy of a 4-tire narrow truck in tact.

They're perfect for utlity body trucks because even with a 1,000 lb utility body, I can still carry as much as a 3/4 ton.

All that said, my next truck may very well be a dually just so I can get a utility body with deeper toolboxes.

Not quite true. They are heavier and get worse mpg.


Kyle