Fred, sorry to hear this. I've got the same tractor and overall I'm pleased with it. I've only got about 35 hrs on it so far though. I've mainly ran two implements so far, a 6 ft new Landpride cutter and an older 6 ft extremely heavy duty 35 series box blade. The box blade alone weighs roughly 1300 pounds. Believe me, loaded with dirt, it's a load.
At first, like you, I was disappointed in the power. But I'm figuring out how to use the HST+ to maximize power vs speed. I too live in a hilly terrain area and usually find myself in L gear when working an implement. I've also found when cutting tall grass or climbing hills when cutting tall grass it's best to disengage the throttle auto advancing feature and set the engine RPM to match 540 ish PTO speed. From there you can control the ground speed using the foot control or the cruise control lever. Depending on what I'm doing, for example mowing a large field or grading a long drive, I use the cruise lever. Using my left hand to control the ground speed gives me quite a bit of control, after I got used to it. I still leave Stall Guard activated, so if I hit tall thick grass suddenly, it just slows down.
I mowed the same 25 acre field with this tractor with 105 degree temps outside, air blasting, within 10 minutes of my best time on a 70 hp tractor. Ran the RPMs up manually, used cruise. Worked great. Someone recommended the DK-40. This would be a similar method of running that tractor. I've spent some time on a DK-40 cab too, I like the Kubota.
As to cold starts, I've never tried to start it using one cycle below 25 degrees or so. I always cycle twice below 25 degrees. Old habit starting a Ford 3000 Diesel. But, with two cycles mine fires right up even down around zero.
I have noticed, like you, that operating the FEL while moving can cause the a jerk in motion. I'm assuming that the HST needs hydraulic pressure to operate. Using the loader will cause a sudden drop in pressure. Of course the severity would depend on the pumps ability to recover, which, in this case, depends on RPM. Remember that using the throttle advance and the foot feed basically matches the engine RPM to the current load, nothing more. Other HST equipment I've ran has similar results, unless it has two pumps. With other tractors, like the DK -40 for example, if you match the same conditions you will get similar results. That being said, I think the loader is a bit weak. But it really isn't causing the problem.
Without comparing your tractor to mine, from the seats, it's hard to tell. But, it sounds like you have something wrong. I'd call Kubota directly and see what they say.