Tree Fell On My BX

freddyr · Mar 16, 2014

How to cut down a tree!

Herkypilot · Mar 16, 2014

freddyr said:
View attachment 365462

How to cut down a tree!

WOW!

OP, I'm pretty sure KTAC covers accidents minus your deductible.

Paystar - I didn't finance my tractor either and have KTAC coverage. Maybe that is for US customers...try checking out the sticky post "KTAC" in this section of the forum and ask the question.

HP

k0ua · Mar 16, 2014

Paystar said:
Really s219? Wonder if maybe it is different in the U.S.?? My dealer told me I could only get it if I financed.

I just renewed my KTAC policy over the phone a couple of days ago, I own my tractor.

k0ua · Mar 16, 2014

freddyr said:
View attachment 365462

How to cut down a tree!

Wow!.. talk about knocking it nose in the dirt!... Poor little thing.

GPintheMitten · Mar 16, 2014

You need a little more rear ballast to move a tree that big. Wink wink.

I bought used and paid cash to an individual. I posted on KTAC thread and he said I certainly could get insurance for it. But I ended up getting the tractor added to.my farm policy. I really don't know which is better or the cost difference.

Kubotafan · Mar 16, 2014

freddyr said:
View attachment 365462

How to cut down a tree!

I imagine that would put a little stress on the front axle. It might take a little time to find out if any damage done there.

unbidden · Mar 16, 2014

Can only speak of what was told to me by my Kubota dealer; he did mention "if a tree falls on your tractor..." Yes, it is covered by KTAC.

RodSerling · Mar 16, 2014

freddyr said:
View attachment 365462

How to cut down a tree!

Wow. Maybe it's a PA thing.

I feel a lot better hearing everyone else's stories and I appreciate the support. This truly is a great forum.

sixdogs · Mar 16, 2014

KBOTA1 said:
Wverytime I cut a tree, I worry will this be the time things go wrong! Good that you have KTAC, but there again mine has a $250 deducible.

After such a shocking event like a tree on a tractor, $250 is a walk in the park and a cheap fare.

RodSerling said:
Wow. Maybe it's a PA thing.
I feel a lot better hearing everyone else's stories and I appreciate the support. This truly is a great forum.

Just remember we need pictures along the way with updates on the estimates and then the actual cost to repair.

bigballer · Mar 16, 2014

sorry about the mishap. a tree fell on my 3400 last fall during a windstorm. hopefully insurance will cover at least some of the cost to repair.

blueriver · Mar 16, 2014

Paystar said:
Really s219? Wonder if maybe it is different in the U.S.?? My dealer told me I could only get it if I financed.

Could be ... I insure with CNH when I pay for one they don't care if it's tractor, plow, grinder/mixer if it's farm they insure !! IMO they are also reasonable

KenB2920 · Mar 16, 2014

freddyr said:
<img src="http://www.tractorbynet.com/forums/attachment.php?attachmentid=365462"/>

How to cut down a tree!

How much damage did his machine end up with?

To the OP, keep us updated on the status of your BX!!!

RodSerling · Mar 16, 2014

KenB2920 said:
How much damage did his machine end up with?

To the OP, keep us updated on the status of your BX!!!

Will do.

freddyr · Mar 16, 2014

no damage, it happened last year. very lucky

KenB2920 · Mar 17, 2014

freddyr said:
no damage, it happened last year. very lucky

Wow, I shocked.... Just enough weight to tip her over but nothing happened.. That is luck...

RodSterling - are you heading to the dealer today? If not, when will you hear anything?

uglyboywith11fingers · Mar 17, 2014

Paystar said:
Really s219? Wonder if maybe it is different in the U.S.?? My dealer told me I could only get it if I financed.

I remember hearing KTAC not available at all in Canada, so checked site: http://www.ktacinsuranceagency.com/
it says this:
This is a summary of the Kubota-Endorsed Property Damage Insurance. This information is not a complete description of all terms, conditions, and exclusions applicable. Actual coverage is subject to the language of the policy issued. This policy is underwritten and issued by Ohio Indemnity Company. Policy is offered and valid only to residents located in the fifty states of the United States of America. Policy is not available for U.S. districts and territories, Canada, or Mexico.

RodSerling · Mar 17, 2014

UPDATE sort of. Wife called KTAC, they generated a claim and sent over the info to my local dealer where I bought it from. They called to schedule a pick time. So far so good.(Keeps fingers crossed)

KenB2920 · Mar 17, 2014

RodSerling said:
UPDATE sort of. Wife called KTAC, they generated a claim and sent over the info to my local dealer where I bought it from. They called to schedule a pick time. So far so good.(Keeps fingers crossed)

That sounds great so far!!!

sixdogs · Mar 17, 2014

Don't let them get a leg up and tease you about dropping a tree on it. If need be, say something confident like "Too bad, I was aiming for the bucket" or "I wanted to see how close I could get to the tractor without hitting it and this was my third attempt". Just my two cents here since it helps by keeping you in control and light hearted about it.

In my years I've done a few memorable things like this and the more I looked at the funny side of it the better I felt. It's going to cost an arm and a leg so brace for that conversation as well and be thankful for the insurance.