cletus99
Gold Member
Sorry for the long post.
I posted a few weeks ago about trying to buy a CK27 HST. I got denied for financing through Agri Credit. Tried to call them to find out why and got a rude lady on the phone and she wouldn't tell me anything. She said it was federal law that she couldn't discuss it over the phone. Ok fine, but she didn't have to be rude. Anyway I ended up with a used Kubota L3800. Not my first choice, but figured it would do what I needed it to for a few years at least.
Well today I went to my Kioti dealer to look at used implements. Got to talking with the dealer and come to find out the reason I didn't get approved with financing was because somehow when the application went through to Agri Credit the only thing that showed up on their end was only the tractor for $19500. The loader and implements didn't show up for some reason so they just denied it because the price was too much. They didn't bother to call the dealer about it or nothing. Only reason he found out was because after I got the Kubota, which I had told him about getting during another conversation later, out of curiosity he called them wondering why I didn't get approved. He was pissed. He called the supervisor raising **** that they didn't bother calling them about the price or anything and the supervisor agreed that the person working the loan should have because I have excellent credit and no reason for me to be denied. Reason for denial was strictly due to purchase price too high for tractor only.
So needless to say I was pissed today when I found out. I could have had what I wanted with the implements that I need. I'm not mad at my dealer, but just mad at the whole thing.
I posted a few weeks ago about trying to buy a CK27 HST. I got denied for financing through Agri Credit. Tried to call them to find out why and got a rude lady on the phone and she wouldn't tell me anything. She said it was federal law that she couldn't discuss it over the phone. Ok fine, but she didn't have to be rude. Anyway I ended up with a used Kubota L3800. Not my first choice, but figured it would do what I needed it to for a few years at least.
Well today I went to my Kioti dealer to look at used implements. Got to talking with the dealer and come to find out the reason I didn't get approved with financing was because somehow when the application went through to Agri Credit the only thing that showed up on their end was only the tractor for $19500. The loader and implements didn't show up for some reason so they just denied it because the price was too much. They didn't bother to call the dealer about it or nothing. Only reason he found out was because after I got the Kubota, which I had told him about getting during another conversation later, out of curiosity he called them wondering why I didn't get approved. He was pissed. He called the supervisor raising **** that they didn't bother calling them about the price or anything and the supervisor agreed that the person working the loan should have because I have excellent credit and no reason for me to be denied. Reason for denial was strictly due to purchase price too high for tractor only.
So needless to say I was pissed today when I found out. I could have had what I wanted with the implements that I need. I'm not mad at my dealer, but just mad at the whole thing.
