waiting out the storm (virus)

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   / waiting out the storm (virus) #411  
Our daughter that loves with us is back to work... she stops in the laundry room and puts her clothes in washer when she gets home and takes a shower before interacting with us.. She was hoping to work from home, but our internet service is not up to the task. We have some really crappy intermittent service and her work sends alot of data, not just downloads. The good news is that they sent 40+ people to work at home so there are alot less people at work.. she can make sure she is distanced. She is pretty good about washing hands, not touching face, etc as she worked in hospital for several years.
 
   / waiting out the storm (virus) #412  
One of my banks is web only, no branches at all. Another (USAA), similar, few, if any branches or even ATMs and most of those are on bases that many people can no longer enter. I decided to try a couple of local banks for different reasons. They've all gone underground out of cowardice, but have decent websites.

All of my banking is done by DD and e-bill payment. If I ever get a paper check, I can scan it and deposit it via web, then simply destroy the check if I choose.

No limit on the scan and deposit?
 
   / waiting out the storm (virus) #413  
No limit on the scan and deposit?

For Personal accounts it looks like $50K per day, no matter the number of checks. There is wording that indicates they can accept higher at their discretion.

For Business and non personal accounts, I see:

"Unless otherwise approved by us in writing, for Online Check Deposit and Mobile Check Deposit, you may scan and submit to us no more than $50,000 in Checks per day, and no single Check may be for more than $50,000. We may at any time in our discretion raise or lower these limits."

I can PM you a link if you want.
 
   / waiting out the storm (virus) #414  
I don't really worry about myself getting the virus. Heck, I'm 62 If I get and and die, no big deal.
What I hate is, my son is a Paramedic and I'm sure sooner,or later he is going to be infected, Not know it and bring it home to his family
My fear too... my SIL is a fireman, my DIL is a nurse, several SIL are nurses. Not a good feeling..
 
   / waiting out the storm (virus)
  • Thread Starter
#415  
For those that can't seem to get enough...The 2011 film 'Contagion' is eerily close to what we are experiencing...
...In a flashback, a bulldozer knocks down a banana tree in a rainforest in China, disturbing some bats. One bat finds shelter in a pig farm and drops a piece of banana, which is eaten by a pig. The pig is slaughtered and prepared by a chef in a Macau casino, who shakes hands with Beth, transmitting the virus to her.

Contagion (211 film) - Wikipedia
 
   / waiting out the storm (virus) #416  
For Personal accounts it looks like $50K per day, no matter the number of checks. There is wording that indicates they can accept higher at their discretion.

For Business and non personal accounts, I see:

"Unless otherwise approved by us in writing, for Online Check Deposit and Mobile Check Deposit, you may scan and submit to us no more than $50,000 in Checks per day, and no single Check may be for more than $50,000. We may at any time in our discretion raise or lower these limits."

I can PM you a link if you want.

That is 100 times more than my bank allows per check as the limit per individual check is low.
 
   / waiting out the storm (virus) #417  
My fear too... my SIL is a fireman, my DIL is a nurse, several SIL are nurses. Not a good feeling..

It is having a profound affect on staffing here...

My observation about 20% of the staff has opted out... they are taking vacation, filing unemployment etc...

One is a new Mom that was only back for a week...

Others are docs in their 60's who never take a vacation and now on vacation and a lot is spousal pressure... especially with young parents and we have a fair amount of RN with under 10 children now at home with school closure for the rest of the academic year.

The message changes daily... we are suppose to conserve PPE and then it says everyone must wear PPE... even administrative and office working far removed... then it says shortage is critical, we don't have enough so staying home if you can... either working from home or take time off... to free up resources.

I realize this is very fluid but if I am the only person working say in accounting... I would feel guilty taking a mask, smock, etc... but it is now required as a condition to be on site.

Same with temperature... can't social distance having your temp taken and someone working in a support services floor as the only occupant of the unit just has me questioning PPE

I'm the first to arrive in my unit each morning at 4:30 am... just got a text saying do not enter the building without temp clearance... as I am the first there is no one to clear me... so a nurse has to come in 2 hours early to take my temp so I can fire up the steam boilers which is in the basement...

Which begs the question if I should be sent home... I guess we lock the doors?
 
   / waiting out the storm (virus) #418  
Me too. Can’t remember when the last time I stepped into a proper bank.
I've been to our bank twice this month to deposit my wife's paychecks. Banks are still open here. Just reduced to drive through only. Wife's a nurse and her facility is on lock down. Once your inside, your not allowed out till the shift ends to cut down on the chance of infection. So I'll be banking for my wife for probably the next few months at least.

You just need to use caution when opening up the canister. Local bank doused it with so much sanitizer, it will knock you on your butt :)

I'm normally on the bank maybe twice a year. My checks are direct deposited.
 
   / waiting out the storm (virus) #419  
I talked to my wife tonight about your large check deposit situation. She said the financial institution she works at also has limits on the size of the checks you can deposit electronically. However, they are tiered based on your history with that institution. Something like gold, silver, platinum, etc... Usually with a smaller localized institution, you can work something out with the manager if it's going to be a regular thing. If no one will talk to you, you need to find another institution.
 
   / waiting out the storm (virus) #420  
I talked to my wife tonight about your large check deposit situation. She said the financial institution she works at also has limits on the size of the checks you can deposit electronically. However, they are tiered based on your history with that institution. Something like gold, silver, platinum, etc... Usually with a smaller localized institution, you can work something out with the manager if it's going to be a regular thing. If no one will talk to you, you need to find another institution.
It's variable at my bank/credit union. They recently put a short hold on a $5000+ check deposit I made online but other times not. I have a 35 year history with them and multiple home and car loans and a decent amount of cash sitting in their vault.
 
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