Are you this old?

[Pixguy]

 

[Pixguy]

 

[Dftodd]

Yes, for incentives ($) off for buying at they're store.

I used to take advantage of the points at Kroger. I used to get all my groceries there so the points would really add up. I filled up once for $.80 a gallon. That was a couple years ago when gas was down under $2 a gallon.

I had forgot about my fuel points for a couple months so it worked out to 1.20 per gallon off the price. Soon after that, they changed it to a maximum of $.30 cents off per gallon and a use them each month or lose them.

After they did that, I started filling up at Sam's club instead.

 

[Dftodd]

Perhaps NH state law prohibits that?
Cross the border and you will see it a lot... don't you have Irving down there? They give a discount for using their debit card... I won't even use the card my bank issues and there's no way that I'm going to give a private corporation direct access to my checking account.

Some chain filling stations that offer there own debit card have a makeshift bank service as well. Circle K was one of them. Deposit your pay check in their ATM and it would add the money to your store issued debit card for a small fee. Similar to the check cashing places that would cash your pay check for a small fee per $100.

I'm not sure how the account was set up. But it was geared towards those folks that couldn't get a normal bank account for some reason or other.

 

[Menagerie-Manor]

I used to take advantage of the points at Kroger. I used to get all my groceries there so the points would really add up. I filled up once for $.80 a gallon. That was a couple years ago when gas was down under $2 a gallon.

I had forgot about my fuel points for a couple months so it worked out to 1.20 per gallon off the price. Soon after that, they changed it to a maximum of $.30 cents off per gallon and a use them each month or lose them.

After they did that, I started filling up at Sam's club instead.

I got 60 cents off a gallon at Freddies (Kroger) last week.

 

[BravoXray]

Not only do I keep every receipt and reconcile the cc statements, I also enter the charges into my quickbooks to track expenses. I know exactly how much we spend on groceries, carryout, auto expenses, repairs, tax deductable stuff...everything. Even diesel for the tractor. All money coming in gets recorded in there as well. I keep track of our personal finances with quickbooks just like I do with my business finances. Some people might find that a bit extreme, but I don't care. I love being able to track expenses, compare them to other years, etc...and it also makes tax time very easy for me.

I do the same thing, I get receipts for everything, cash or CC, even for fast food. I buy quite a bit off Amazon, and I print out all the invoices and enter them into Quickbooks. When I get my CC statements, it's easy to reconcile with whats in the computer, and at the end of the year, it makes it easy for my tax prep accountant. Just print out all the relevant accounts, he's a happy guy and I can see where all my money went.
I got into the habit when I had a few trucks running and we used Superfleet fuel cards. Every receipt and invoice for fuel, tires, repairs and tolls was input into QB. I could see every penny spent on each unit.

And after a scare when QB scrambled the company data file, I had a back up of course, I started doing double backups to NAS drives.

 

[GeneV]

I do the same thing, I get receipts for everything, cash or CC, even for fast food. I buy quite a bit off Amazon, and I print out all the invoices and enter them into Quickbooks. When I get my CC statements, it's easy to reconcile with whats in the computer, and at the end of the year, it makes it easy for my tax prep accountant. Just print out all the relevant accounts, he's a happy guy and I can see where all my money went.
I got into the habit when I had a few trucks running and we used Superfleet fuel cards. Every receipt and invoice for fuel, tires, repairs and tolls was input into QB. I could see every penny spent on each unit.

And after a scare when QB scrambled the company data file, I had a back up of course, I started doing double backups to NAS drives.

My man! Yup, I also always do a backup to Dropbox after every new entry. I backup everything important to Dropbox, actually.

 

[Jstpssng]

Some chain filling stations that offer there own debit card have a makeshift bank service as well. Circle K was one of them. Deposit your pay check in their ATM and it would add the money to your store issued debit card for a small fee. Similar to the check cashing places that would cash your pay check for a small fee per $100.

I'm not sure how the account was set up. But it was geared towards those folks that couldn't get a normal bank account for some reason or other.

That's the company which I see the Irving offer on, but it's the only way that you get their 6 cent "discount." Like many stores with "Rewards" however, they seem to raise the prices first so that you end up paying the same price as the store which doesn't have gimmicks.

 

[Dftodd]

That's the company which I see the Irving offer on, but it's the only way that you get their 6 cent "discount." Like many stores with "Rewards" however, they seem to raise the prices first so that you end up paying the same price as the store which doesn't have gimmicks.

The one up the street from the shop is about $.30 higher then everyone else locally.

 

[ultrarunner]

Family Dentist offers 10% discount for Cash or Check payment at time of service... no discount for Credit Card.

 

[Oaktree]

That sounds like the offer for an AMEX card I received today. All sorts of features and I thought that maybe I would upgrade rather than just turn my current card in. Then I read about the $95.00 annual fee...
No thanks. There are plenty of free cards out there, I don't need to pay to use theirs. I have too many cards anyways and am starting to weed them out; and AMEX still isn't accepted at a lot of places.

I had an Amex card back in the 70s/early 80s when I traveled a lot for work, my employer reimbursed the yearly fee. The advantage back then was that there was no credit limit, but you did have to pay the entire amount off each month. Dunno how it is today, left that job in '84.

Perhaps NH state law prohibits that?
Cross the border and you will see it a lot... don't you have Irving down there? They give a discount for using their debit card... I won't even use the card my bank issues and there's no way that I'm going to give a private corporation direct access to my checking account.

We do. I wasn't considering company debit cards to be the same thing since it's something you need to have an account set up. Irving's signs can be deceiving, some of their stations only post the debit card price. Cumberland Farms also has one too, Last I knew you save 10¢/gal with theirs.
I do have an Irving rewards card, I think you get 10¢/gal discount for every 50 gal you buy. They often have the best price in town to begin with.

Exxon today is $.36 per gallon higher than Costco next door.

Don't you have to be a member to buy gas there? There's $60? $70? a year in itself. Don't know how it is in your part of the world, but generally warehouse clubs aren't in rural areas. Nearest one (BJ's) is a couple hours away, Sam's even further, no Costcos that I'm aware of.

 

[buckeyefarmer]

I
Don't you have to be a member to buy gas there? There's $60? $70? a year in itself. Don't know how it is in your part of the world, but generally warehouse clubs aren't in rural areas. Nearest one (BJ's) is a couple hours away, Sam's even further, no Costcos that I'm aware of.

Yes, have to be a member. I have one near work and near home and one in between. Sams club has similar gas prices. Even highs store and certain sheetz has gas near Costco prices, depending on the area.
I get hundreds cash back every year from Costco, more than pays membership fee.
Also they have best tire service around.

 

[Dftodd]

I had an Amex card back in the 70s/early 80s when I traveled a lot for work, my employer reimbursed the yearly fee. The advantage back then was that there was no credit limit, but you did have to pay the entire amount off each month. Dunno how it is today, left that job in '84.

We do. I wasn't considering company debit cards to be the same thing since it's something you need to have an account set up. Irving's signs can be deceiving, some of their stations only post the debit card price. Cumberland Farms also has one too, Last I knew you save 10¢/gal with theirs.
I do have an Irving rewards card, I think you get 10¢/gal discount for every 50 gal you buy. They often have the best price in town to begin with.

Don't you have to be a member to buy gas there? There's $60? $70? a year in itself. Don't know how it is in your part of the world, but generally warehouse clubs aren't in rural areas. Nearest one (BJ's) is a couple hours away, Sam's even further, no Costcos that I'm aware of.

My membership for sams club worked out to be free this year. I signed us up for their preferred member program so we can shop the earlier hours just for the preferred members.

One of the benefits is you get xx amount cash back from your purchases which get credited to your account, and get to apply it towards purchases.

I had enough saved up through the year that I got my purchases that day for free as well as renewing my yearly membership. Still had $40 bucks or so left over that got discounted from my purchases the next time I was there.

 

[ponytug]

@Oaktree your nearest Costco is...Burlington, VT, or you can head down state to the coast. What is a seven hour trip between friends?

Last that I knew the credit card agreements with merchants prohibited charging credit cards more, hence the "discount" for cash.

All the best,

Peter

 

[Larry Caldwell]

You know you are getting old when you avoid big box stores because you don't want to walk 2 miles just to buy groceries. If they had bicycle racks, I would toss one in the pickup to get across the parking lot.

 

[turnkey4099]

You know you are getting old when you avoid big box stores because you don't want to walk 2 miles just to buy groceries. If they had bicycle racks, I would toss one in the pickup to get across the parking lot.

I love the grocery stores with handicap parking right by the door....and then have to push your empty cart halfway across the lot to the cart carousel

 

[Bird]

My membership for sams club worked out to be free this year. I signed us up for their preferred member program so we can shop the earlier hours just for the preferred members.

One of the benefits is you get xx amount cash back from your purchases which get credited to your account, and get to apply it towards purchases.

I had enough saved up through the year that I got my purchases that day for free as well as renewing my yearly membership. Still had $40 bucks or so left over that got discounted from my purchases the next time I was there.

Sounds just about the same as for me. I think I've shopped at Sam's Clubs since the first one opened in Dallas. So, yes, the preferred membership fee pays for itself.

 

[Larry Caldwell]

I love the grocery stores with handicap parking right by the door....and then have to push your empty cart halfway across the lot to the cart carousel

I'm not handicapped, just old.

 

[the old grind]

I take a cart back to the corral I parked by & got it from. I'm not old, just weak.

 

[Jstpssng]

You know you are getting old when you avoid big box stores because you don't want to walk 2 miles just to buy groceries. If they had bicycle racks, I would toss one in the pickup to get across the parking lot.

I thought that you meant 2 miles once you get IN the store...