Thanks for the input, that is more than I have found so far.
I went to a different dealer Saturday to look at new Rangers and discuss the 4WD system. He quoted me the same stuff I had already heard about how it engaged. When I asked about how it disengaged he said "whenever it no longer detected rear-wheel slippage". This is simply not a satisfactory explanation to me. He did admit that it will be continually shifting in and out of front-wheel engagement.
I have owned several ATVs and I like the fact that 4WD is 4WD when I want it. My current Ranger stays in 4WD with the front wheels engaged until I disengage it. Maybe the new system is smarter than me or maybe i am just old-school but I am still researching answers.
Have you looked at a Polaris forum? There may be a way to make it full time 4WD.