I used to take advantage of the points at Kroger. I used to get all my groceries there so the points would really add up. I filled up once for $.80 a gallon.Yes, for incentives ($) off for buying at they're store.
Some chain filling stations that offer there own debit card have a makeshift bank service as well. Circle K was one of them. Deposit your pay check in their ATM and it would add the money to your store issued debit card for a small fee. Similar to the check cashing places that would cash your pay check for a small fee per $100.Perhaps NH state law prohibits that?
Cross the border and you will see it a lot... don't you have Irving down there? They give a discount for using their debit card... I won't even use the card my bank issues and there's no way that I'm going to give a private corporation direct access to my checking account.
I got 60 cents off a gallon at Freddies (Kroger) last week.I used to take advantage of the points at Kroger. I used to get all my groceries there so the points would really add up. I filled up once for $.80 a gallon.That was a couple years ago when gas was down under $2 a gallon.
I had forgot about my fuel points for a couple months so it worked out to 1.20 per gallon off the price. Soon after that, they changed it to a maximum of $.30 cents off per gallon and a use them each month or lose them.
After they did that, I started filling up at Sam's club instead.
I do the same thing, I get receipts for everything, cash or CC, even for fast food. I buy quite a bit off Amazon, and I print out all the invoices and enter them into Quickbooks. When I get my CC statements, it's easy to reconcile with whats in the computer, and at the end of the year, it makes it easy for my tax prep accountant. Just print out all the relevant accounts, he's a happy guy and I can see where all my money went.Not only do I keep every receipt and reconcile the cc statements, I also enter the charges into my quickbooks to track expenses. I know exactly how much we spend on groceries, carryout, auto expenses, repairs, tax deductable stuff...everything. Even diesel for the tractor. All money coming in gets recorded in there as well. I keep track of our personal finances with quickbooks just like I do with my business finances. Some people might find that a bit extreme, but I don't care. I love being able to track expenses, compare them to other years, etc...and it also makes tax time very easy for me.
My man! Yup, I also always do a backup to Dropbox after every new entry. I backup everything important to Dropbox, actually.I do the same thing, I get receipts for everything, cash or CC, even for fast food. I buy quite a bit off Amazon, and I print out all the invoices and enter them into Quickbooks. When I get my CC statements, it's easy to reconcile with whats in the computer, and at the end of the year, it makes it easy for my tax prep accountant. Just print out all the relevant accounts, he's a happy guy and I can see where all my money went.
I got into the habit when I had a few trucks running and we used Superfleet fuel cards. Every receipt and invoice for fuel, tires, repairs and tolls was input into QB. I could see every penny spent on each unit.
And after a scare when QB scrambled the company data file, I had a back up of course, I started doing double backups to NAS drives.
That's the company which I see the Irving offer on, but it's the only way that you get their 6 cent "discount." Like many stores with "Rewards" however, they seem to raise the prices first so that you end up paying the same price as the store which doesn't have gimmicks.Some chain filling stations that offer there own debit card have a makeshift bank service as well. Circle K was one of them. Deposit your pay check in their ATM and it would add the money to your store issued debit card for a small fee. Similar to the check cashing places that would cash your pay check for a small fee per $100.
I'm not sure how the account was set up. But it was geared towards those folks that couldn't get a normal bank account for some reason or other.
The one up the street from the shop is about $.30 higher then everyone else locally.That's the company which I see the Irving offer on, but it's the only way that you get their 6 cent "discount." Like many stores with "Rewards" however, they seem to raise the prices first so that you end up paying the same price as the store which doesn't have gimmicks.