Steve02
Member
Hello all,
I've been faced with a decision to make in regards to tractor selection. First the question and then the details. Would you opt for a new BX2350 w/ FEL and 60" MMM or a 2003 B2410 w/ 60" MMM and a NEW 352 FEL?
The primary job of this tractor will be mowing, then minor ground work (mostly leveling dips and valleys in a finished yard), snow removal and just some general playing around with the FEL. This tractor will be a toy.
Now for the numbers. I'll talk about the BX2350 first. A local dealer would sell me the 2350 as described above for 12,800 + tax (so let's say it's 13,700). I would finance through kubota for 4 years (@ 4.99%). That would make the total paid for this unit (principle + interest) equal to $15,141.
Now for the B2410 (which already has the MMM, and has 175 hours, one owner). I would buy this unit from the individual (dealership is actaully selling on consignment, but would treat sale as an owner -> buyer type deal). That would mean no tax paid on the tractor and mower, however tax would be paid on the new FEL purchased from dealer. Cost of tractor is $8,800. Cost of FEL installed is $2,700 + tax (let's say $2,900). I would get a personal loan from the bank for $12,000 @ 9.00% interest. Over 4 years that would make the total paid for this tractor equal to $14,334.
The B2410 is $807 cheaper than the BX2350. One cost I am not taking into consideration (because I don't know) is the cost of insurance that Kubota would make you buy when you financed through them.
Please help me identify the pro's and con's relating to this decision. I know the limitations and specifications (as published) on both units. What I may be curious about is peoples thoughts on general use and depreciation, the BX (or any new unit) loses a significant percent of it's value as soon as it's purchased. The 2410, being 3 years old, will have most likely already seen the big initial drop in depreciation value. Thoughts?
As far as specificaions go, can anyone comment on real world differences in capacity of the FEL between the two units?
Thank you for your time and information,
Steve
I've been faced with a decision to make in regards to tractor selection. First the question and then the details. Would you opt for a new BX2350 w/ FEL and 60" MMM or a 2003 B2410 w/ 60" MMM and a NEW 352 FEL?
The primary job of this tractor will be mowing, then minor ground work (mostly leveling dips and valleys in a finished yard), snow removal and just some general playing around with the FEL. This tractor will be a toy.
Now for the numbers. I'll talk about the BX2350 first. A local dealer would sell me the 2350 as described above for 12,800 + tax (so let's say it's 13,700). I would finance through kubota for 4 years (@ 4.99%). That would make the total paid for this unit (principle + interest) equal to $15,141.
Now for the B2410 (which already has the MMM, and has 175 hours, one owner). I would buy this unit from the individual (dealership is actaully selling on consignment, but would treat sale as an owner -> buyer type deal). That would mean no tax paid on the tractor and mower, however tax would be paid on the new FEL purchased from dealer. Cost of tractor is $8,800. Cost of FEL installed is $2,700 + tax (let's say $2,900). I would get a personal loan from the bank for $12,000 @ 9.00% interest. Over 4 years that would make the total paid for this tractor equal to $14,334.
The B2410 is $807 cheaper than the BX2350. One cost I am not taking into consideration (because I don't know) is the cost of insurance that Kubota would make you buy when you financed through them.
Please help me identify the pro's and con's relating to this decision. I know the limitations and specifications (as published) on both units. What I may be curious about is peoples thoughts on general use and depreciation, the BX (or any new unit) loses a significant percent of it's value as soon as it's purchased. The 2410, being 3 years old, will have most likely already seen the big initial drop in depreciation value. Thoughts?
As far as specificaions go, can anyone comment on real world differences in capacity of the FEL between the two units?
Thank you for your time and information,
Steve