Door Locked until further notice First Bank and now Credit Union

[shooterdon]

That is scary. Banks are an essential business.

Hopefully there are financial institutions in your area that feel that way. If so, I would go there, and have them handle the transfer of your accounts.

I will do that if my bank “closes”.

 

[ultrarunner]

Here is another example I didn't even know about...

My neighbor went to the bank to access his safe deposit box... he is in his 80's.

Found the bank closed and when he called he learned the branch would be closed until further notice.

Certainly can't say there have not been people predicating this very thing but they were often dismissed as nut cases... Banks Closing... right... this isn't the 1930's

I can imagine this is a once in a lifetime opportunity for nefarious people so scam...

Just got a spam email from "Chase" wanting information to prevent closing my online access... I don't bank with Chase and Never have Banked with Chase.

 

[rekees4300]

Our bank has closed the lobby except by appointment. Drive thru is open, along with the ATM.

Ditto at our bank. Seems to be the new normal.

 

[k0ua]

I think I have had an ATM card for about 40 years or when ever they were invented. . And I live in podunk. Don't do much with cash any more. I have a little in case I had to pay some guy to pull me out of a ditch or something like that, But I haven't wrote a check in years or used any cash in months. I cannot imagine doing banking like we did decades ago...It is probably time to go ahead and move into the 21st century, get a smartphone, and ATM card an online account, maybe look into one of them new fangled flat screens get rid of that rotary dial phone... It is not painful here in the 21st century, it is kinda convenient actually, most of the time. Course you can live any way you want, but some practices are just past their time. The world moves on.

I remember when I worked for the phone company, I believe it was back in 2006, an old lady came in and wanted to return her rotary dial phone. I was the only "official" around so she came to my desk. Of course I didn't have anything to do with meeting the public, but I got stuck with it. I explained it had been decades since the "phone company" owned the phones, and the phone was hers to do with as she pleased, but she insisted she wanted to 'turn it in". So I took it. A real antique. In good shape too.

 

[ultrarunner]

All true but technology isn't a panacea... just look at all the trouble Dragoneggs is having with his computerized gas furnace... my key in floor furnace has never failed... light match, open valve, warmth.

A couple of thoughts…

Drive through would be fine... not a problem... in fact I was surprised that most banks had them in Washington State and with nice canopies... you know it rains a lot. Just have not seen one here in forever...

Maybe I am dated... but the reason I avoided ATM/Debit Cards is there is no limit on liability for fraud as there is the $50 for Credit Cards plus I can contest Credit Card Charges and not pay that portion under dispute.

Lots of people around here are in the Gig economy... they don't have checks, credit/debit cards and they don't have ATM... they use Zelle, Venmo, PayPal and think nothing of paying a convenience fee...

More than a few times a cancelled check has saved my butt... I paid an insurance premium and then there was a loss... the claim denied as their was no policy... funny thing... producing a cancelled check change all that.

I still have tenants that pay in cash... especially the students that are renting one house... there are 4... cash or money order... none have checking accounts and I am not going to track 4 separate payments... that said they are very good and the neighborhood was rough for a very long time... but the rental is clean and well kept and a bargain by Bay Area standards.

Not arguing... maybe it is time for me to be put out to pasture... more tractor time anyway and time to polish up some of the antique cars as the world continues on...

Wait a minute my favorite tractors are 50 to 60 years old too!



I

 

[ultrarunner]

I remember when I worked for the phone company, I believe it was back in 2006, an old lady came in and wanted to return her rotary dial phone. I was the only "official" around so she came to my desk. Of course I didn't have anything to do with meeting the public, but I got stuck with it. I explained it had been decades since the "phone company" owned the phones, and the phone was hers to do with as she pleased, but she insisted she wanted to 'turn it in". So I took it. A real antique. In good shape too.

Well she has a point... it said Bell System Property right on the phone!

 

[k0ua]

Well she has a point... it said Bell System Property right on the phone!

Well, it was Alltel. a regional company, mostly in southern states, but yeah same idea. But we hadn't owned a phone or house wiring for a Loooong time. We would fix house wiring for I think it was about a 3 dollar a month fee. pretty silly huh? But old people payed it. Even then our line count was getting smaller and smaller every month. People migrating to smart phones. At that time we had the cell phone franchise too. So that was all good. Then the company was broken up and looted and sold the cell phone business to Verizon, and we were called Windstream and retained the dying land line business. Oh, boy, wasn't that great. The rest is history. All of it downhill.

 

[ultrarunner]

Maybe I should start a thread asking how many in 2020 have a Landline?

 

[Diggin It]

Raises hand! Only way I can get on here to annoy y'all is by DSL via copper.

 

[ultrarunner]

Raises hand! Only way I can get on here to annoy y'all is by DSL via copper.

Me too... and the ONLY one that had sustained phone and Internet when power was off for days at time during the California Wild Fires...

I also kept DSL for back up at the Hospital and more than a few occasions we needed it!