gemini5362
Veteran Member
I agree totally with JimR some insurance companies are different than others. And a pickup is a pickup, a flatbed is a flatbed etc etc. The difference is going to be in how you use it. My insurance company takes the attitude that no matter how it started out life if you add a dump bed to it then it becomes a dump truck. If your insurance company doesnt care then that probably would not be an issue for you. My original intent with my post was to warn someone reading this that they might want to check before they spend their money on dump eqipment whether it would cost them higher premiums I believe some of the other posters brought up the issue of whether quarries and places like that would even load a 1/2 ton pickup. MY opinion for what little it is worth is that if you are going to spend your money for a dump bed for your truck you might want to do some investigating and see if in the long run a trailer would be economically feasible and cheaper in the long run. It might be more money up front but when you factor in operating costs, possibly higher premiums and the ability to get it loaded easier you might be better off with a trailer. Someone has already pointed out that this has become an insurance thread rather than one about dump beds I would love to see posts with individual experiences with the dump beds. How much will they dump, do they have trouble with the dump bed hitting the sides of the pickup and denting them that kind of thing. I saw someone talking about a bed that attatches to the reciever hitch to hold it in place that is a novel idea and I for one am curious about how well that works