Ever purchased additional land primarily for more time in the seat?

[buckeyefarmer]

Don't think I would buy just for more seat time, but buying more would create the opportunity. I would love to have more land, however, land here is just too expensive. You can't afford to buy it just for playing in the dirt, at least I can't.

 

[gwdixon]

Do you have extra insurance to cover this?
I don't but I took a chance and helped my neighbor anyway.

Nope, no extra insurance. The tractor is covered off property by Kubota's insurance.

It is too bad that in this sue-happy society that one has to be concerned about insurance issues in a circumstance of good will.

 

[ChuckinNH]

Hmm, not for more seat time, but I'll have to admit that the last 10 acres I bought helped me justify a new tractor in my mind.....and that's where it counts I guess.

 

[DanielVT]

Don't need to purchase more land to get more seat time. I help my neighbor out a lot. That way I get the seat time and he gets to pay the taxes. :thumbsup:

 

[MarkV]

I just finally put liability on my tractor today but was hurried and really didn't delve into the finer details but did indicate that usage would "primarily" be on my own property and that didn't seem to raise any red flags with the insurer. Think I'll revisit this issue tomorrow with them.

Thanks.

Insurance coverage really depends on the type you have. I think that LB was referring to a tractor that is covered under a homeowners policy. In that case you are generally only covered on your own property. Now with a policy like the Kubota insurance you are covered anywhere you use the tractor.

MarkV