Really? I see you have little grasp of the insurance industry. If what you are saying is true, then why is the insurance on my 2008, King Ranch F350 4x4, crewcab, dually, diesel LESS per year than the 2002 Volvo S-60 I own???
Yeah I am kind of wondering the same thing. I noticed that I pay more liability insurance for my 1998 Chevrolet tracker than I do for my 2006 2500Hd crew cab 4 wheel drive truck. I think they rate premiums by several things. NOT neccesarily the horsepower of the engine. Actually one of the key ingredients in your insurance rates is your credit report score.