A note to those who power their houses with a portable when the power goes out: to protect the guys and gals who come out in that storm to get your power back on for you, you must break all three legs between the house and the transformer. If you think that just flipping the main breaker protects the outgoing lines, you are wrong. You can give shocks out there in the world by current feeding into the neutral lead.
Wow, it's hard to believe that the linemen would get a shock of the neutral seeing how the neutral is bonded to ground (earth/ O volts) at your panel and the utility's transformer, and there is no neutral on the primary lines. The way I dealt with it is, I power only two light and outlet circuits when the power is down for extended periods. I don't run my shop, heat, or refrigerate with the portable. I do run all my lights and electronics (don't want to miss the big game).
What I did was connect the two circuits' romex to a split duplex outlet next to my breaker box. I put three pronged plugs on each of the romexes going on to those two circuits. They are plugged into that duplex under normal circumstances. When I'm on the generator, I pull the two light/outlet circuit plugs from the temporarily dead house power duplex, and plug them into a ganged duplex on the cable coming in from the generator. Under these conditions, I'm relying on the genset's own breakers. So, these two circuit's neutrals and ground conductors are isolated from your panel? So the ground conductor in these circuits are not grounded through a ground rod and the neutral is not bonded to ground anywhere and is floating when running on the genny? This would mean that in a fault, the electricity has no way to get back to the neutral of the genny and fault current may not become excessive enough to trip the breaker, instead it energizes metal parts that should be grounded, but are not, waiting for someone to touch them. Hopefully the neutral of the genny is bonded to the genny's ground. My understanding is that this bond sometimes exists, but may be left up to the owner depending if the have a transfer switch, and what type of switch that is (i.e. is the neutral switched (i.e. "a separately derived system")). If not, it may be a good idea to ground the genny with a ground rod and bond the neutral of the genny to its equipment ground so that the neutral doesn't float and is locked to 0 volts.
Our PUD line folks are great heroes of mine. They get out there in all conditions and at all hours. I don't want them to get any shocks from me. They have told me they appreciate this.