I have always done my best to represent both the good and the bad of the products I represented. Like almost every subject, The life and health products have good points and bad points. And deciding whether to go down the road of supplements or to go down the Advantage plan road is one of the forks in life that we must choose as we turn 65. One thing to remember is that if you do choose the supplement path, you can ALWAYS change your mind and go with and advantage plan, BUT depending on your health you MAY not be able to make the change from Advantage Plan to Supplement after your once in a lifetime "window" closes. If we had a crystal ball that would tell us when our lives would end and how our health would be along that journey, we would really have the tools we all need to make insurance decisions. But trust me, I have seen so many people that were unhappy with the choices they had made about their Medicare. And in many cases, those choices cannot be undone. I have seen the tears, I have seen the financial heartbreak.
In any case thank you for your trust in me.
