That's a question I'll better be able to answer once I sit down with him and sign the paperwork, and see it laid out on paper. I'm very visual with stuff like that. We've gone through it all on the phone at this point.
He told me initially that he can't finance the 1880 at 0 for 84, that that offer is for the 2380. He said if I wanted to go 84 I'd need to be charged a "small amount" of interest on top as a finance charge. I asked him to run the numbers and get back to me, if I didn't like it I may step up to the 2380 and leave off all my options (f'glass canopy, cruise, third function and remote valves, wheel weights) to avoid finance charges. He also told me they'd have to charge to finance the trailer since it wasn't a Kubota product.
Well here's how it broke down, and if they charged me interest on the tractor it ain't much!
My payment for the tractor, trailer, and kubota insurance is $260/mo for 84 months. The tractor came out to around 15,500 and the trailer is $3900, so that leaves 2440 over the life of the loan for interest and other insurance. I think the insurance is $1.30/1000 financed per month of the loan. So that's about $1700 for the insurance (which I don't mind paying for). If somebody takes my tractor I do want another one!
He gave me those numbers and I was happy with it so I didn't ask any further questions.
No, he doesn't have the 1880 in stock, and the wait is killing me! I did not get a mower, I have a zero turn. It's actually a Kubota also.
I don't see any reason for you to buy one of these over your 1870, unless it isn't equipped how you like. From what I understand the changes are minimal from the 70 series to the 80, and really nothing in the way of big improvements.
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