Buying Advice Looking for a tractor

[Parrotman409]

OK, so one of my local dealers just got a trade in that looks pretty good.

2006 BX2350 with turf tires
630 hours
Very clean
Includes loader, 60" mower deck and a 50" front mount snowblower with the chute rotation.

I'd be about half the price of a new one on this setup.

Seems like a perfect setup for me. I could either sell the belly mower, or sell me zero turn depending on which one I prefer.

I get that with 1 acre I don't *need* a tractor, but we are constantly moving rocks, spreading mulch, digging things, etc. The one that I have borrowed from a friend several times has turf tires and doesn't mark my lawn at all.

Thoughts?

 

[Diggin It]

Yeah, that could be a winner.

 

[dodge man]

Sounds like a buy. About 18 months ago I traded my BX2350 for my current tractor and they gave me $7500 on trade. Same setup you are looking at but no snow blower. 750 hours on it.

A word of warning. Some people did not like the way the tractor stopped when backing up. It can be kind of sudden. I found mildly annoying at times and at other times it did not bother me at all. Just something you might want to try out.

Mark up the lawn? Yes they will if you are not careful but still worth having a tractor in my opinion.

 

[Beaver Cove Deere]

With only an acre that's a hard justification but it's your money.

 

[workinonit]

Y'all negative nellies. His wife has given him the green light to get a tractor and now he needs to get one. Once you have it you would never be able to do without it. Enjoy!

 

[workinonit]

The zero percent financing is nothing short of a scam. They just raise the price on you and get the interest up front. You will get a lower price on the tractor with a cash price but you can also finance it at that price, just not at zero percent. The payments come out almost identical. Plus you can always pay it off early and save money on interest. If you go with zero percent you automatically pay all the interest even if you pay it off early.

I don't necessarily doubt what you are saying but it didn't apply in my case. I got the tractor priced to me and we agreed on everything after I shopped around. It was after the fact that the financing was agreed upon. I could have paid for it but the salesman who is my friend suggested I finance a portion or all of it. My primary motivation was to get the insurance included. The price would have been the same either way. I traded my old 5310 which they sold in 2 days and asked permission for the buyer to talk to me. Ultimately I found out they made $2000 on the 5310 deal but had to change the gauge cluster and give the guy a 60 day 50/50 warranty. I gave the new owner all of the operator manuals and sold him a bunch of maintenance parts and the shop technical manual. They were very transparent in the entire transaction.

 

[fried1765]

Unless you dig holes for a living, I'd skip the backhoe. You'll never get enough use out of it to justify the cost. If you need a trench to run your downspouts or an electric line to your pool, rent a trencher. FEL on the other hand, I wouldn't want a tractor without one. You'll use it for everything imaginable from a wheelbarrow to a water tank.

"I wouldn't want a tractor without one"

That is EXACTLY what I say about my Kubota L48 with it's 11' hoe !

 

[4570Man]

"I wouldn't want a tractor without one"

That is EXACTLY what I say about my Kubota L48 with it's 11' hoe !

I agree with that, the last 3 machines I’ve had have had backhoes but then again a tractor backhoe is about a joke.

 

[Diggin It]

I agree with that, the last 3 machines I’ve had have had backhoes but then again a tractor backhoe is about a joke.

So far mine has done everything I've asked of it. And they were all things I could not have done, or even tried to do without it.

 

[rademamj1]

The zero percent financing is nothing short of a scam. They just raise the price on you and get the interest up front. You will get a lower price on the tractor with a cash price but you can also finance it at that price, just not at zero percent. The payments come out almost identical. Plus you can always pay it off early and save money on interest. If you go with zero percent you automatically pay all the interest even if you pay it off early.

That is not the way I read the fine print on my Kubota Credit documents, nor is my monthly billing calculation showing any interest payment on a 0% interest rate. In fact my online Kubota account has a payoff tab, which does remaining balance billing and cancelation of all future insurance payments.

You can negotiate a cash price discount, and still are allowed financing at 0% interest for 3 years if you make a down payment.

Likewise, you can also elect to finance at MSRP less the 5% discount, and choose 0% interest for any term length your comfortable with, depending on credit agency approval.