plowking
Gold Member
I have customers on two long lake shore roads and some are mobile homes and stick built houses. They both have associations and post [pass at own risk] so they aren't liable. Occasionally the home insurance companies or their agents will come inspect the road and if they don't approve, then the homeowners get their insurance cancelled. I had a customer who couldn't get house reinsured until improvements were done. In other towns, the town plows but sends the road owners or their association a maintence bill. Also in N.H. if a mobile home park is run down, the tenants can form an association and buy out the landlord. When it becomes a co-op, the state will loan them low interest loans for capital improvements [water, sewer, roads, etc.] In my town, the selectmen had to send letters to homeowners on unaccepted roads that the highway dept. would keep roads clear in winter for emergency services. This was a requirement of the insurance companies as well and some banks because they had loans on houses on these roads. plowking