oosik
Epic Contributor
I have State Farm insurance on my house. For the first ten years we had a wood stove. Next ten year a pellet stove. Then electric heat. Electricity is very reasonable here in the PNW.
One thing my insurance agent told me. Be certain the stove is installed according to local and state fire codes. This includes the chimney.
Any house fire caused by a stove is sure to be checked for local and state compliance by the insurance company. For that matter - the insurance company may check the installation before they write a policy.
One thing my insurance agent told me. Be certain the stove is installed according to local and state fire codes. This includes the chimney.
Any house fire caused by a stove is sure to be checked for local and state compliance by the insurance company. For that matter - the insurance company may check the installation before they write a policy.