/ What did you do on or to your LS Tractor today? #2,301
- Feb 16, 2021
- Lake Almanor, CA.
- 2021 LS MT225S, 2003 Kubota BX2200
I don't live too far from where the address is for that place and it looks like a side business out of their home. When I went on the website they didn't have any info on a grapple bigger than 55" and the pictures I saw were more of a root grapple. I'm looking for about a 60-66" rake grapple. I liked the EA Wicked design and weight but they seem to be backordered for months. I can get a CID in 7 days but it is a lot heavier so I lose lifting capacity.
I've been able to swing some money around and sold a couple of things I didn't need anymore that brought in more than expected.Postulating .....
I'm within striking distance of paying this thing off. If I keep on my current schedule, I'll be done by next March at the latest. I could kick it up another few bucks a month and be done by December. I could just pay the balance, but that would be a knock on the checking account.
But I just got some 'convenience checks' in the mail from one of my CCs. 4% fee on whatever amount I use, but no interest until 7/23.
Interest rate on the loan is 2.74 which should be going to 3.24 in the next few days due to the Fed Hike. At the new rate, the monthly interest will be around $10-15/mo, or about $100-$120 if I run until March. Balance transfer fee would be in the $75-80 range.
Is the $25-30 (or so) savings worth the transaction? The bonus is that I could cut my monthly obligation in half and have another few months to pay it off with no interest.