Filter is glass and anything in there shows with a good flashlight. A few crumbs in the bottom, that's it. My fuel jugs have caps and the spouts don't touch dirt when removed from the jugs.
Probably similar to my old CAV system - big glass bowls that are easy to inspect. They had good engineering reasons to design those 2 stage filters the way they did.
Fast forward to today, and many compact tractors (and small generators) have a relatively small inline filter that is difficult to inspect. Add to that, with the high level of water in ULSD, I'd say there is a good chance of microbial "slime" today - there are a few examples of slimed filters on here..... even with glass bowls, this can be harder to detect than heavy dirt particles dropping out.
Big glass bowls were a better design, and guys like scooby have upgraded their CUT systems with quality aftermarket equivalents.
Rgds, D.