Totally off thread but necessary: Richard (CowboyDoc): Although that $100,000 premium is above average, no matter what you pay, you don't get much for your money. As you know, the typical yearly premium is for a $200,000/$600,000 policy. That means that they will cover you up to $200,000 a case, with a cummulative maximum of $600,000. Most won't reach that $600,000 limit since the company will cancel you before your reach it. The problem is that some insurance companies will settle (despite the physician doing nothing wrong) just to make the case "go away"; this still counts against your policy, however.
Over my 20 years I did have one patient try to tip me as a physician - an ancient little black woman I saw while working at Detroit Receiving Hospital. She tried to put $2 in my pocket after I first saw her in the ER. To this day I don't know if she was really being thankful, or whether she thought she needed to tip the white boy to make him really care about her.
Back to the thread - I'm a routine 18% at nicer restaurants, but if you consider how much some of those meals run, the staff can pull down a chunk of change. I actually get the biggest kick out of leaving a $20 for a $8 check at the Coney Island. It means more when the gal goes home and tells the kids "I got a 250% tip today!".
I don't mind restaurants, but the group that always amazed me was the airport porters that check your bags curbside - a buck a bag and they've got to be handling a hundred an hour. Watch out, your bags might take a left in Albuquerque.
Dave (DocsKnotInn): Speaking of tipping in Vegas - my wife and I went there shortly after we were married. I had student loans up to my eyeballs, and we didn't have any money, but the pregnant wife (~7 months) wanted to go to Vegas because it sounded glamorous and exciting (as opposed to being the wife of a med student in Detroit!). After three days of spending/gambling more than we should, the thought of one more dollar leaving my pocket made me nauseated. We had tickets at the Tropicana for the big floor show on the last night we were there. The big, fat maitre'de was cramming the $50s and $100s down his pant's bottomless pocket, and then would assign the seats based on your tip. /forums/images/graemlins/mad.gifI was so pissed off I told my wife I wasn't giving him a dime - and he sat us in the absolute last row of the theater. We sat with an insurance salesman from Iowa, and a Wisconsin dairy farmer and his wife. The farmers were on their first vacation in 40 years! Nice enough people, and it was fun talking to the farmer. Man those seats were high and far from the stage! The show was OK (gee - are those girls half-nekked? I don't know, I didn't bring my binoculars.) We hung out until the end, and they had a door prize drawing two hours after the show (an attempt to keep you in the casino longer). I won the $250 seat prize based on the lousy $0-tip-seat the maitre'de gave us! /forums/images/graemlins/grin.gif Put a nice finish to the vacation!