Good morning!!!!

[sodamo]

Wngsprd,
I’ve been working on my “spreadsheet” for years. Current version is in Numbers, therefore immediately available to me via iPhone, ipad, or computer. Actually it is a collection of many spreadsheets in a single file.
Each account has own spreadsheet. Individual sheets (pages) contain either individual tables or several related tables ( ie savings and or checking account in same bank). The first page is a summary with multiple tables with links back to the individual accounts. This summary provides a quick overview of all account balances and liabilities. Various accounts are color coded to make easier reading. Many entries contain an attached comment to explain their rationale. A few times a year I’ll go over it with the wife, but she has no interest in managing it. When she used to do her own checkbook it was never balanced, but alway had positive balance as she would round expenses paid up to next dollar.
Last year I added credit card registers, but am not really good at keeping it up daily, sometimes having to print out from the CC to update. I wish they would all provide a uniform way to download the data as wanted.
I did add hot links to the CC sites but haven’t gotten good at using them.
This is the time of year I make changes as I start a new yearly file.
Come tax time, this is my most valuable info.
Good luck with your effort.

 

[buckeyefarmer]

24° and breezy. Phone app says 4 mph wind, but a visual says its higher.

My buddy left, the 5 guys burger was great. He's a retired engineer. Think he was having cabin fever also.

Ive used the Google docs spreadsheet before, but wouldnt want to leave personal info on google. I keep mine on a shared drive, so i can get to it from multiple computers, but i almost always just use my laptop, rarely use my office computer anymore.

 

[sodamo]

I sat down every few months with my wife and went over our finances and where everything was kept. But then I had the finance background, not her.
She really did not enjoy the process frankly.
I was pretty organized already from a career mostly in insurance, but when I became a financial planner/family finance doctor/CFP, one of the big things was to educate folks on
good paperwork. Including one go to spot, which frankly should be a small firesafe, because everything in it will be important.
All net worths and asset lists should be updated as regularly as you can. I do mine on an old Quicken program. Copy printed out in my firesafe for my oldest brother,
my executor, and a lawyer. He for sure requires I don't leave him a giant mess. We laugh about who will go first. Sort of...

And most importantly you need to talk about things. A Honey what if conversation. It's smart to do it. You are already overwhelmed emotionally, adding extra stress
in frantic searches for keys and financial stuff is just something to be avoided if you can.
No matter how much money you have, I guarantee you that your wife will be anywhere from worried to scared to death she is going to run out of money if you die.
I heard this over and over across the kitchen table, at night, working with spouses on their finances.
Everyone worries about their kids.

If you haven't had one of those talks, including possibly some how-to's, or your paperwork isn't in shape, good time of year to get it done. Likely stuck inside anyway.
Write it down and leave instructions. Doesn't take long.
back to regular programming. hope this helped someone

Great advice, Drew.
1. We have a paper file for those important things like DD214, birth certificates, etc. periodically I print off a copy of accounts and passwords to include.
2. We have our Trust docs and the associated things like Powers of Attorney. Our Successor Trustees and son have a copy.
3. And we have my Financial spreadsheet. While 1&2 are most important in legal sense and will be required by others, it is my spreadsheet file my wife or other beneficiary would need to immediately survive or make detailed sense of cash related assets/liabilities. One of my spreadsheets is a what-if for my wife listing out options for income versus expenses in event of my demise, my goal being she has to do nothing when liabilities are reduced to just day to day expenses, meaning no long term debt (a 2018 goal BTW).
With almost everything Direct Deposit and Autopay I wonder how long it would self sustain.

 

[Ed of all trades]

Went out this morning and got some Carhartt overalls and some bird food, Think I might need them if it gets any colder. This afternoon I went out to the shop and sharpened some hand plane irons. It's the dull tools that cut you, heard that all of my life. Not always true, sharp one got my thumb. Just a little slice about 1/2 in long so no big deal at all. Did make me decide to quit for the day.

Rip stay holed up until the blow is over.

Stay safe everyone. Ed

 

[sodamo]

Snow on Mauna Kea this morning

 

[buckeyefarmer]

24° sun came out, wind is blowing good.
Went to barn and brought in 15 bags of pellets to the porch box, then 2 came in the house. Son helped unload. What was i thinking when i said i could sell the tractor, i need it to lift and move pellets.
And already updated the spreadsheet.

Noticed the backhoe bucket pin is missing the retaining bolt. Someone else mentioned losing one, so i checked mine. Pics show it used to be there.

 

[Looking4new]

Don't be. Schools around here seem to look for any excuse to close these days, too.

I remember having to go to school through the snow all the time. I can count on two fingers the number of times public school was cancelled because of weather while I was there; once in grade school they sent us home ahead of a coming ice storm that really turned out to be a whopper, and a few days in high school after the Great Blizzard of '82 when we got 28" overnight.

We were out for a week when Hurricane Hazel struck in 1954.http://www.hurricanehazel.ca/ssi/about_community.shtml

 

[Green Acres Homestead]

Ya it seems they want to blow it our of proportion because it keeps people watching and they make money of advertising. Also People go out and buy generators, food etc...About 30 minutes ago we lost power. Called the power company and they said it will be three days to get service back. I waded through a 3 foot hight snow bank and lugged the generator closer to the house. Early today I made a generator house. Not completely weather proof but will do in a pinch. Anyway the generator is going and I have lights, furnace, Man lugging the big generator through the snow bank in the blizzard was not that easy. Other than that no problem it's just another storm. I will have to go blowing snow tomorrow for most of the day. Then I might have to run to town 20 minutes away to get more gas for the generator.

Yep, and now it has to have it's own name and be called super storm.
It may have hit places that don't normally get snow but it's not the first time.
The news media would have you thinking it was the end of the world.
You southerners have some excuses but anyone that lives in the northeast, wake up people
it's called winter, we may have had some real nice mild ones the past few years but you
should be responsible enough to take care of yourselves.

 

[Steppenwolfe]

Was in Boston Monday night, Tuesday, Wed ,and jeepers it was cold. Wed afternoon about 3pm my client stops our meeting, and say's, " you've gotta go, now ". I was on the road leaving Boston Commons area at 3:30 and didn't stop for the night till I was in central PA. Thank God I got out of there in time... made it home at 4pm today.

 

[DABSGT]

Just took the dogs out started the tractor and turned on the heat,, shoveled the 3 ft drifts in front of my garage doors where I can't get with plow or blower having a cup of coffee as the Deere warms up and off I go. Oh ya I plugged in the heated seat

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