BX2350 or BX24? (Backhoe or not)

[LBrown59]

2*Here you're saying a higher payment was and obstacle
3*No it's not the tractor man it's the affordability of the financing i was emphasizing.
4*It wasn't a cost comparison between tractors it was a contrast
between affordability of the financing.
5*Me to, but that don't have a thing to do with the financing which is what i was making reference to.
6*Here you say the higher monthly payment isn't an obstacle but in #2 above you claim it was and again i remind you that I was comparing 2 financing plans not 2 different tractors as you assumed.
7*Well it does give you more clearance around it when operating a BH.

1*I went the route of getting the "lesser" tractor, the BX2230.
2*I Couldn't swing the BH at the time.
3*Mr. Brown feels pretty strongly about the Massey tractor.
4*That is great if you WANT a tractor that costs less.
5*I'm pretty passionate about my orange tractor. Love it. Never a moment's trouble.
6*Worth a few extra bucks on a monthly bill given the stark difference between the to machines.
7*Therefore, I ask all owners of BX22/23/24 machines...why is your ROPS so friggen huge!

 

[LBrown59]

1*Is it okay to be different than you?
2*I've been using the rear blade to move snow,
3*will use the brush hog to cut several areas once the snow is gone and the ground dries out,
4*and plan on acquiring a box blade and rake for contouring the lawn and maintaining the gravel driveway.

1*Yeah as long as i can be different from you.
2*I have a BX1500 and a BX23 with thess attachments for moving snow so I don't need a back blade.60'' front blade and a FEL.
3*I do this with a BX23 and 60' MMM and A BX1500 with a 48'' MMM. I only have 2.33 acres that's all mowable yard. I would not get any use out of a brush hog.
4*My BX23 with a FEL and a BH and my BX1500 with a front blade and rear tiller takes care of these sort of jobs for me so I don't need the box blade tooth bar or a rake.

 

[KeithInSpace]

Lee, I'm not trying to counter the things you say. Honest. It's just that when you choose to take all of my comments out of context like this, it just forces me to respond.

First, I didn't say that the higher payment was an obstacle. The higher PRICE was an obstacle. I pay cash for stuff and to get the things I wanted, a BX23 would have been $19,000. The wife wouldn't pay a penny over $15k for my rig and I didn't like the BH on the BX23 anyway. We chose to finance $5,000 for convenience, but didn't even take the 0%...we didn't like the fine print on the terms. And we paid it off 6 months later. I liked the curved boom on the Woods BH6000, as well as several assembly details, better. Doesn't have to make sense to you, only me.

When you make a comment like this:

If I were to consider something like this I would be looking hard at MF tractors comparable to it. With the MF 0% 60 month financing you should be able to get the MF for a whole lots less per month than the payments on a Kubota or JD.

it does not read as a simple contrast in financing. This reads that the MF costs a lot less per month than Kubota or JD and, as a result, you would look hard at comparable MF tractors.

To this my response is: Just look at it. Sit in it. Drive it. There is, in my opinion, no comparison in fit and finish between the MF tractor and the BX24. It is impossible to discuss cost/financing without taking a look at WHAT you are buying/financing. The MF isn't as nice and as a result, IF I WERE GETTING A LOAN ON A TRACTOR, I would pay the extra amount per month to purchase what is, in my opinion, a better tractor. MY OPINION. It means absolutely nothing to anyone. They can go get their OWN opinion and I welcome it to differ from mine. The MF is a fine tractor for the money. It moves dirt just like mine, to be sure. I just like mine better and it was, in my opinion, worth the money.

And yes, all physical principals do apply to the fact that if the ROPS is bigger, it gives you more clearance. Never said it wouldn't be nice to have a slightly larger ROPS. MY POINT ONCE AGAIN is that I simply don't have any type of problem with my smaller ROPS when using my BH given my size/proportions. Just because I am speaking the truth, doesn't mean you aren't. I promise.

For some reason, I seem to constantly respond to your posts to correct some inconsitency in it's content either by fact or by something you previously said. I have no interest in engaging in these exchanges but for the correction of items that must be corrected. Or to call you out when you have a particularly rude post. It really is a shame both happen so frequently.

 

[LBrown59]

*But what good will it do you if you can't swing the extra monthly payment?
The 60 month MF financing over the 36 month Kubota financing can mean the difference between owning a tractor and doing without for some folks.
This is and was my point.
If I'm hungry I'll take a bologna sandwich if I can't get a steak dinner.

You'll probably do fine no matter what you choose, but I'm pretty passionate about my orange tractor. Love it. Never a moment's trouble.
*Worth a few extra bucks on a monthly bill given the stark difference between the to machines, IMHO.

 

[KeithInSpace]

If I'm hungry I'll take a bologna sandwich if I can't get a steak dinner.

Absolutely 100% agree.

But 36 month to 60 month isn't a fair comparison of monthly payments. Granted you have to bump up to a 5.99% rate instead of 0%, but that is still a pretty good rate if the Kubota is truely the tractor you desire.

If you're OK with the MF and all the things it has to offer, get it.

All else being equal, financing 60 months at 0% is $250 per month. Financing 60 months at 6% is $290 per month. That is with zero down on $15,000. Any money down lowers the differential, obviously, since there is less money with an interest penalty.

It is up to the individual as to whether it is worth $40 a month to own a Kubota. Nobody but the individual can respond to that question.

I am not pointing out anything but an inconsistancy in your argument that there is a HUGE disparity between the monthly cost of ownership. When comparing apples to apples, the difference is about 15% per month on a 60 month term. Lower the financing terms to 48 months and the difference is smaller. Lower the financing terms to 36 months and you are talking about PURELY the cost differential in the tractors.

So it's not a Bologna to Steak argument...it is a Porterhouse to Fillet Mignon argument.

There are some Bologna tractors available at TSC...they're proudly ASSEMBLED in Indiana...Quality just oozes from them. And all over the sidewalk where they're parked.