Cat_Driver
Veteran Member
- Joined
- Jan 15, 2008
- Messages
- 2,359
- Location
- Coachella Ca.
- Tractor
- 2016 Kubota 4060, 2017 Tackeuchi excavator TB260
Shut down my business about a year ago and glad I did. Between insurance coverage, workers comp, etc. etc. I just got fed up.
The last straw for me was when I had employees quit because they could make more money by not working. Now even though they quit
here is California the state helps the employees find ways to still hit companies with unemployment insurance and they side with the employee
no matter if employees steal from you, quits, etc.
Probably the greatest thing that happened to me was the wife and I had to close out our retirement accounts from the business corporation and turn everything into
cash. Three brokers were trying to get or cash and place it in stocks weeks before the crash.
Three brokers were pushing me, the wife was pushing me, but something was talking to my guts and I ignored them all and said nope. They all argued that having cash isn't a good thing. After the crash, I made it a point to contact all of them and show them how wrong they were.
Everything I have is paid for so I owe nothing to anyone except property taxes, water, electricity, etc, but I'm covered for that.
We don't really go out and eat as the food we make here far exceeds anything we can purchase in a restaurant.
I don't have "toys" like RVs, Boats, etc. I have the same clothes I purchased a dozen years ago and they are all good to go. I only wear T-shirts and jeans or overalls so I and the DW aren't clothes hounds.
As far as seeing friends and family, I cut most of them off years ago as they only came around when they wanted something and not one would ever pick up a restaurant check figuring I was in business so I could always afford to pick up the tab - no more and I don't miss being taken advantage of.
I have enough projects around the ranch to keep me busy for a lifetime so I'll never be bored.
The last straw for me was when I had employees quit because they could make more money by not working. Now even though they quit
here is California the state helps the employees find ways to still hit companies with unemployment insurance and they side with the employee
no matter if employees steal from you, quits, etc.
Probably the greatest thing that happened to me was the wife and I had to close out our retirement accounts from the business corporation and turn everything into
cash. Three brokers were trying to get or cash and place it in stocks weeks before the crash.
Three brokers were pushing me, the wife was pushing me, but something was talking to my guts and I ignored them all and said nope. They all argued that having cash isn't a good thing. After the crash, I made it a point to contact all of them and show them how wrong they were.
Everything I have is paid for so I owe nothing to anyone except property taxes, water, electricity, etc, but I'm covered for that.
We don't really go out and eat as the food we make here far exceeds anything we can purchase in a restaurant.
I don't have "toys" like RVs, Boats, etc. I have the same clothes I purchased a dozen years ago and they are all good to go. I only wear T-shirts and jeans or overalls so I and the DW aren't clothes hounds.
As far as seeing friends and family, I cut most of them off years ago as they only came around when they wanted something and not one would ever pick up a restaurant check figuring I was in business so I could always afford to pick up the tab - no more and I don't miss being taken advantage of.
I have enough projects around the ranch to keep me busy for a lifetime so I'll never be bored.