It's all Mine Finally!!!

   / It's all Mine Finally!!! #1  

AndyMA

Elite Member
Joined
Oct 11, 2000
Messages
3,714
Location
Windham County, Conn
Tractor
Ford 2120 , Kubota MX5200 , Deere X748SE. 1956 Economy Tractor
Just made the last of 60 payments on my TN75D. Sure feels good to own it free and clear.

Andy
 
   / It's all Mine Finally!!! #2  
AndyMA said:
Just made the last of 60 payments on my TN75D. Sure feels good to own it free and clear.

Andy


Congrats, I'll post my celebration in 82 more months.Even though I have a long way to go I am enjoying every hour and every payment.
 
   / It's all Mine Finally!!! #3  
Ok. Since your equipment outlasted your loan, how many hours, any regrets, are you looking for "new" again already? Is the dealer still in business? Would you recommend what you bought for someone else?
 
   / It's all Mine Finally!!! #4  
Such a nice tractor too!
Bob
 
   / It's all Mine Finally!!! #5  
Morning Andy.
Congrats...now its goning to be even harder to think trade for the tractor consider more of family member now.
 
   / It's all Mine Finally!!! #6  
Andy I can't think of a better feeling than having a nice tractor and having it paid for too.

Congratulations!
 
   / It's all Mine Finally!!! #7  
That's great Andy! Congratulations! After I paid mine off, I found myself back at the dealership spending my "extra" money on a few more things to fit onto my paid-for tractor. It's been over two years since my last payment and I still feel the way I always did about my tractor. It continues to be my favorite workhorse.:)
 
   / It's all Mine Finally!!! #8  
I paid mine off early a couple of months ago (Kubota L4400). Feels nice, but the cash once used for tractor payments has other debts to relieve so no fun money for now.

When I got this tractor it was more than I ever hoped for and probably more tractor than I actually need. However, what I have found, as most of you probably have, is that you find 'needs' to match the tractor's capability. This machine has vastly improved my property in ways I didn't forsee at the time of purchase. I am content with the tractor but as someone mentioned it is natural to start thinking of something bigger and better. Spending time at TBN reading about other people's bigger and better tractors doesn't help! And I do find myself drooling over bigger more capable tractors that I clearly do not need. But in the end, if I look at my tractor and my needs objectively, my current tractor is really perfect for me and anything bigger might actually limit some of the things I do. When I first got the tractor I wasn't into tractors. It was just a tool. I really wasn't even excited about getting it. Well, its still a tool but its a fun tool and it is getting harder to be rational and objective about what I really need. And as much as I'd love a 7040 with a cab and a yadda yadda yadda, I think my little L4400 is going to be around for my kids and maybe their kids.

The bad thing is that now, I start looking at little rusty old tractors in barns and along highways and think, hey, it would be fun to fix that thing up........I hope I'm not catching something.
 
   / It's all Mine Finally!!! #9  
AndyMA said:
Just made the last of 60 payments on my TN75D. Sure feels good to own it free and clear.

Andy

Awesome!! Got any pics of that beast? I can't remember if I've seen it?

Soundguy
 
   / It's all Mine Finally!!! #10  
AndyMA said:
Just made the last of 60 payments on my TN75D. Sure feels good to own it free and clear.

Andy

CONGRATS always good to get payment off your back, now just take the $$$ you were paying on the tractor and buy some things to go with it:D
 
   / It's all Mine Finally!!! #11  
I'm getting there brother. 2 years left.....
 
   / It's all Mine Finally!!! #12  
Hey, what a timely thread. I also just made the last of 60 payments on my Kubota 2910. Feels good. I can relate to what N80 said. Word of warning, I already bought a IH Cub Cadet garden tractor to play with. Of course it was only $100, but the motor needs rebuilt or you could replace it with a Honda kit and that's only $1300 . . . etc. Not good. Not good at all.
 
   / It's all Mine Finally!!! #13  
AndyMA said:
Just made the last of 60 payments on my TN75D. Sure feels good to own it free and clear.

Andy
Congrats Andy! Isn't it a great feeling!! I mean, I think it would be a great feeling.......isn't it......hmmm..... I guess I cannot really relate to this thread. Oh well, congrats!!!!!!!!!!!
 
   / It's all Mine Finally!!! #14  
Speaking of being at the end of payments... I will be making my november land payment on my pasture, and then my december payment, plus a small amount extra.. then the pasture is mine.. Can't wait to get out from under that burden..

Soundguy
 
   / It's all Mine Finally!!! #15  
AndyMA said:
Just made the last of 60 payments on my TN75D. Sure feels good to own it free and clear.

Andy

Still have 17 payments to go on my new 2005 Kubota B7510HST/LA302 FEL. Since the deal was 0% for 36 months, I'm not complaining.

In December the property tax man gets first bite out of my cash flow. So I'll have to delay purchase of hay farming implements for my newly acquired (last July) MF-135 diesel. But I enjoy shopping around for used stuff for the tractors. You never can tell when something really neat will turn up.

Currently looking for a small ripper, a drag disk and some type of seeding equipment for oats or rye. In the future need a sickle mower or swather, a side delivery rake and a baler (square type).

Lotsa stuff on eBay. Plenty of stuff for sale around here, but the implements tend to be sized for larger ag tractors (70hp+). Who knows, maybe one of those is in my future. A JD 3020 would be nice.
 

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