I think if I buy new it's going to have to be a scut, budgetwise. The local dealer has a deal where you can get a 1023,mower,fel and trailer for $199/month
Ready to Roll Packages 123E with 23 HP diesel engine for sale | London (614) 879-662
Looks like a very attractive deal but I would walk, what you see is not what you get.
For one it's an E series, I looked at the 3038E and did not like it at all, it was beyond cheap but we will get back to that.
This tractor has 22.5hp, that would be enough for mowing and garden tractor type work (light ground engagement ext) basically the FEL would be a powered wheel barrel and not much more, 500lb lifting capacity, will save your back for a lot of jobs but you, like many do will outgrow that loader.
Now this deal most likely includes the D120 loader (570lb lift) it does not have the JD quick disconnect bucket, its bolted so that's pretty much all you can have on the loader is a bucket, the H120 loader (512lb lift) will let you.
For mowing it's better to take the loader off and with the E series, that's not easy to do, with the D120 loader almost impossible, the H120 loader looks like a quick attack loader.
The trailer is prob one you can buy at TSC for under $1000 so no big saving there, on CL $500-$800.
Update: after looking deeper in this deal it is the D120 loader, the $250 per month with the 2025R has the quick attach loader and bucket.
Also that's for there 0% for 72 financing, if you don't qualify for that it's 3.99% which would raise that payment.