The death of an L3901

[old and tired]

Actually I am surprised the insurance would cover the tractor being used by someone else, not on your property.

:confused3: Well, this scared him to close not only this thread but the one over at OTT, too.

I have the photos on my computer... wonder if I can get the SSQA and the bucket (both were not damaged)...

He did not want to talk about the fire until after he got the money to replace the burnt tractor...

 

[CobyRupert]

Actually I am surprised the insurance would cover the tractor being used by someone else, not on your property. But what I don't understand about insurance would fill several large books.

Glad it is turning out good for you.

Doug in SW IA

I thought off property coverage was the difference in manufacture’s insurance and using your homeowner’s insurance?
Does Kubota insurance only cover usage on your own property?
Non-commercial?

 

[TX Chris]

I thought off property coverage was the difference in manufactureç—´ insurance and using your homeownerç—´ insurance?
Does Kubota insurance only cover usage on your own property?
Non-commercial?

You are correct. KTAC insurance coverage is not limited to your property like a homeowners policy. I cannot answer commercial vs non-commercial.

 

[TX Chris]

:confused3: Well, this scared him to close not only this thread but the one over at OTT, too.

I have the photos on my computer... wonder if I can get the SSQA and the bucket (both were not damaged)...

He did not want to talk about the fire until after he got the money to replace the burnt tractor...

I have the photos on my computer too. The insurance company has photos too and knows the full story.

I've had several people ask about the bucket and SSQA. My understanding is the tractor will be auctioned off for scrap parts but I have no idea what will happen to it. The bucket and SSQA might be usable.

 

[MHarryE]

KTAC insurance is intended to make sure their collateral (your tractor) is protected. Therefore it is reasonable that it covers the tractor anywhere. I believe my farm policy covers my equipment up to 200 miles from my address partly due to fewer dealerships today meaning equipment often is far from home. And my largest tractor has made yearly trips for updates to the dealer 150 miles away.

 

[TX Chris]

KTAC insurance is intended to make sure their collateral (your tractor) is protected. Therefore it is reasonable that it covers the tractor anywhere. I believe my farm policy covers my equipment up to 200 miles from my address partly due to fewer dealerships today meaning equipment often is far from home. And my largest tractor has made yearly trips for updates to the dealer 150 miles away.

You are correct. The tractor, FEL, BH, etc. is insured, not the operator or the property where the owner lives.

 

[4570Man]

You are correct. The tractor, FEL, BH, etc. is insured, not the operator or the property where the owner lives.

Why’d you delete the post?

 

[TX Chris]

Why’d you delete the post?

I won't say, but I pondered putting it back up but the forum software won't let us edit a post after a certain amount of time so the only way would be to start another thread.

 

[4570Man]

I won't say, but I pondered putting it back up but the forum software won't let us edit a post after a certain amount of time so the only way would be to start another thread.

A mod could do it if you asked.

 

[old and tired]

You can post the photos now... anyone reading this should make it this far into the thread...

It's a good lesson to learn from someone else's mistake. Would hate to see someone else make the same mistake.