I am in the South. It doesn’t have a loader but the asking price is $4500. I can get it cheaper though.Prices are generally crazy at the moment due to shortages of new equipment, but it seems to vary regionally. Where are you?
A tractor in prime condition will sell fast and bring top money; one that shows damage or wear from heavy use, misuse or neglect, not so much.
If tractor has a front end loader it's worth quite a bit more.